At Gate City Bank, we’re proud to support and invest in the communities we serve. That includes offering low-interest loans for homeowners, encouraging the preservation of older homes and beautiful neighborhoods throughout North Dakota and Minnesota.

Strong Neighborhoods. Stronger Communities.

Here’s a closer look at how we’re investing in a city near you:

City of Fargo Neighborhood Revitalization Initiative (NRI)

Since 2003, Gate City Bank has been partnering with the City of Fargo to make low-interest loans available through the NRI. These efforts are designed to create a better way of life, maintain affordable housing options and encourage investment in the city's neighborhoods. In 2022, we contributed an additional $2 million in low-interest loans to continue the revitalization initiative in the Fargo community.

For more information, contact:
City of Fargo
701-241-1474
Fargo NRI

City of Moorhead Neighborhood Impact Program (NIP)

Since 2005, Gate City Bank has made low-interest loans available for the City of Moorhead NIP. The loans are combined with inspection services from Moorhead to assist homeowners with identifying needed repairs and making major improvements on older homes. In 2022, Gate City Bank contributed an additional $2 million in funding for low-interest loans.

For more information, contact:
City of Moorhead Neighborhood Services
218-299-5434

City of West Fargo Neighborhood Revitalization Program (NRP)

We’re proud to invest in the City of West Fargo NRP, providing low-interest loans to assist homeowners and help breathe new life into established neighborhoods. In 2022, Gate City Bank contributed an additional $2 million in funding for low-interest loans in West Fargo.

For more information, contact:
City of West Fargo
West Fargo NRP

City of Fergus Falls Neighborhood Impact Program (NIP)

Gate City Bank continues to invest in the City of Fergus Falls, providing low-interest loans throughout the community. These loans are combined with inspection services from the city to assist homeowners with repairs and major improvements for older homes. In 2022, Gate City Bank contributed an additional $1 million in funding.

For more information, contact:
City of Fergus Falls
218-332-5400
Email:

City of Wahpeton Home Improvement Partnership Program (HIPP)

Gate City Bank has been proud to provide low-interest loans for Wahpeton’s HIPP, including an additional $1 million in funding in 2022. These loans are combined with inspection services from the city to help homeowners with repairs and improvements.

For more information, contact:
City of Wahpeton
701-642-8448
Email: Chris Devries at

City of Grand Forks Home Improvement Partnership Program (HIPP)

We also invest in the Grand Forks HIPP by providing low-interest loans to residents. In 2022, Gate City Bank contributed an additional $2 million in funding. Again, these loans are partnered with inspection services by the city to help identify repairs and improvements for homeowners.

For more information, contact:
City of Grand Forks
701-746-2642
Email:

City of Sauk Rapids Home Improvement Program (HIP)

In addition, Gate City Bank is proud to support Sauk Rapids with low-interest loans, including $2 million in 2022. Combined with inspection services from the city, the program is designed to keep mature neighborhoods fresh and help local homeowners invest in repairs and improvements.

For more information, contact:
City of Sauk Rapids Community Development Department
320-258-5315
Email:

How to Learn More

Contact your city department to learn more about program eligibility in your area. Otherwise, if you’d like to explore other types of financing for remodeling projects, contact a personal lender near you. We’ll be happy to help!