Saving for the future may seem like a lot of work. But there are some things you can do to make saving easier.
Choose a budgeting tool and regularly review your financial goals. If you’re on track, keep going! If you’re not following your budget, find small ways to adjust your spending habits that feel attainable in the moment. Consider cutting back on one coffee drink purchase per week, for example, as a quick way to add an extra $5+ back into your weekly savings.
If you need help simply getting started, there are many resources to help you track expenses and notice trends.
Make saving money an automatic process! Using a program like Simply Save helps you round up purchases without a second thought.1
When you enroll your account in this program, Gate City Bank automatically rounds up your debit card purchases to the next dollar and deposits the extra money into the account you choose. You’ll be surprised how quickly these savings can add up!
For more tips on savings made simple, check out our online course on creating healthy financial habits.
1With Simply Save, Gate City Bank rounds up the amount of any Gate City Bank debit card purchase made by you to the next whole dollar amount more than the purchase price and transfer that amount from your checking account to your designated round up account. Gate City Bank aggregates the round up from purchases that post to your checking account each business day and makes a single transfer for each business day. When you enroll in the Simply Save round up program, you select which account you want the Simply Save round up to be applied.