Quick & Easy Auto Loans

Thinking about buying a new or used vehicle? We’ll make it easy to get rolling.

Take advantage of rates as low as 4.39% APR,* whether you’re ready to purchase a new car or refinance your current ride. At Gate City Bank, the process is simple from start to finish.

Apply Now

Estimate Your
Car Payment.

Not sure how much to budget for your vehicle? Use our handy auto loan calculator to estimate how much you may be able to spend.

We Put You in the
Driver’s Seat.

Want to meet in person or prefer a digital connection? Our team of lenders can guide you through the entire process from virtually anywhere. It’s safe and simple to sign digitally, too!

Take the Road Less Traveled!

Have something else in mind? From motorcycles to RVs, we’d love to help you with a new set of wheels
for your next adventure. Contact an experienced lender near you today!

*Rates as low as 4.39 APR (annual percentage rate) available with a 36-month or less term and a vehicle age of 2019 or newer, with an automatic payment plan using a Gate City Bank checking account. Offer not valid on Gate City Bank lines of credit. Other terms and conditions may apply. Current loan qualifications apply. Rates subject to change. Loan payment example: A $25,000 auto loan at a 4.10% interest rate for 36 monthly payments of $742.46 will have a 4.39% APR.

**Subject to collateral approval.