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Gate City Bank

Auto Loans

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Enjoy No Payments For Up to 90 Days*

Whether you’re looking to purchase a new car or refinance your current vehicle, there’s never been a better time to take advantage of the benefits of an auto loan from Gate City Bank!

Now through December 31, our auto loan rates are as low as 3.21% APR - plus, no payments for up to 90 days!* Getting started is easy with FREE pre-approvals, a simple online application and fast, local decision making.

To get started, visit with our friendly personal lending team, or apply online.

Apply Now 


Interested in other personal loan options?
Gate City Bank also offers financing for:

  • Ice Houses
  • Snowmobiles
  • ATVs
  • And more!

* Terms and rates subject to change. Offer available through December 31, 2020, with an automatic payment plan using a Gate City Bank checking account. Offer not valid on Gate City Bank lines of credit. Other terms and conditions may apply. Current loan qualifications apply. This deferred payment program may be terminated at any time without notice. Interest will accrue during the no payment period. Loan protection insurance products purchased with the loan expire on the original maturity date. Refinancing excludes existing Gate City Bank auto loans.