Auto Loans
Low Rates are Our Jam!
With auto loan rates as low as 3.53% APR,* now is a great time to purchase or refinance a vehicle. Start your engines – it’s never been easier!
Experience FREE pre-approvals! Expedite the application process and shop for a car with confidence. With your pre-approval, we will back your financing and you can drive off the lot in a day!**
Already have your dream vehicle picked out? Gate City Bank offers a simple online application process, as well as fast, local decision making, all within a one-day turnaround.
What are you waiting for? Take the first step toward a better auto loan. Apply online or visit with our expert personal lenders!
Personal Loan Options for Every Need, Including Financing for:
- Boats and RVs to enjoy summer to its fullest.
- Motorcycles to take in the open road.
- Home equity loans to landscape your dream backyard.
Estimate Your Car Payment
Use our helpful auto loans calculator to estimate how much you may be able to spend on a vehicle.
*Rates as low as 3.53% APR (annual percentage rate) available with a 36-month or less term and a vehicle age of 2019 or newer, with an automatic payment plan using a Gate City Bank checking account. Current loan qualifications apply. Other terms and conditions may apply. Rates subject to change. Loan payment example: A $25,000 auto loan at a 3.24% interest rate for 36 monthly payments of $732.89 will have a 3.53% APR.
**Subject to collateral approval.