Wherever your adventures take you, 
welcome to better banking that always feels like home.

Better
Checking.

Enjoy all the perks of Totally FREE* Checking wherever you go with:

  • FREE ATMs everywhere
  • Early paydays1 (up to 2 days early)
  • Easy mobile banking and much more

Better
Auto Loans.

Your next road trip is around the bend. Whether you’re buying or refinancing, it’s safe and simple to sign digitally, too!

  • Fast and FREE pre-approvals
  • Competitive low rates
  • 1% discount with automatic payments

Better
Home Loans.

Whether you’re looking for your first house or your forever home, we make it easy to get moving.

  • FREE pre-approvals we stand behind
  • Competitive low rates**
  • #1 mortgage lender in ND

Better
Home Projects.

New kitchen. Fresh landscaping. Finished basement. Whatever’s on your list, let’s make your happy place even happier.

  • Low fixed rates2
  • Servicing that stays with us
  • Ability to borrow up to 90% of your home’s value, based on eligibility

Bank Anywhere. Perks Everywhere.

From easy mobile banking to personalized debit card rewards,
come see why banking is simply better with Gate City Bank!

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*No maintenance or activity fees. Other fees may apply. See fee schedule for details.
**Loans for customers outside of ND and MN: Available to current customers or referrals from current customers in all states except Texas, Hawaii and Alaska. Conventional mortgage products only and are not available in amounts over $750,000. Electronic signature not available in all jurisdictions.
1Direct deposit required. Early availability subject to the timing of submission payment file from payer.
2Loans for customers outside of ND and MN: Available to current customers in all states except Hawaii, Alaska and Texas with a first mortgage financed with Gate City Bank.