Whether it’s FREE ATMs, FREE auto loan pre-approvals or prime home loans, experience better banking from anywhere with Gate City Bank.


When it comes to checking accounts, our Totally FREE* Checking is simply better, with features including:

  • FREE ATMs worldwide
  • Simple mobile app (including mobile deposit)
  • No fees*

Auto Loans

Whether you’re rocking out on country roads or city streets, belt it out – and let us do the rest.

  • FREE pre-approvals
  • Digital signing options
  • Low rates

Home Loans

Sit back, relax and enjoy any view. Our home loans fit every need.**

  • FREE pre-approvals we stand behind
  • Low down payment and no origination fee options
  • #1 mortgage lender in North Dakota

*No maintenance or activity fees. Other fees may apply. See fee schedule for details.
**Loans for customers outside of ND and MN: Available to current customers or referrals from current customers in all states except Hawaii and Alaska. Conventional mortgage products only and are not available in amounts over $750,000. Electronic signature not available in all jurisdictions.