How long does it take to get my loan application approved?

Not long at all! You can expect to hear back on your personal loan application within one business day.

Related Questions

Interest rates are determined based on the type of personal loan, collateral and terms. (Note: We offer a 1% discount on our loans with automatic payment from a Gate City Bank checking account.)

You sure can! Easily apply at any of our convenient locations, online, over the phone or via email.

We may require a co-borrower on a loan, depending on your credit. Our lending team will gladly work with you to determine available options when you submit your application!

Great question! Common types of collateral used include houses, cars, boats, RVs, motorcycles and certificates of deposit (CDs).

There are no prepayment penalties on any of our personal loans or lines of credit. You can pay as much as you’d like above your scheduled payment at any time!

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