1.1 Information We Collect and Receive. In order for use to be able to provide our Services to you, we need to collect and process certain types of information about you. Depending on your use of our Site and Services, this may include:
We will only use personal information to provide you with information, products, or services you have requested, or for other purposes set out in this Policy. Personal information does not include aggregate information from which individual identities have been removed.
1.2 Information from Children. Gate City Insurance does not knowingly solicit or collect any personal information from anyone under 13 years of age, and children under 13 are not permitted to register for or use our Site or Services, include by subscribing to receive information from Gate City Insurance. Parents can contact our customer service department to access, change, or delete the personal information that has been submitted by a child. If we become aware that a child under the age of 13 has provided us with personal information, we will delete it.
Gate City Insurance may use the personal information we collect for the following purposes:
Gate City Insurance will never sell or rent any of your personal information, and we will never share your non-public personal information except as permitted by law. However, we may share your information with certain trusted affiliates or third-party services to help us provide, improve, promote, or protect our products and Services. For example, we may partner with other companies to process your payments or store your data to support delivery of our products or Services. We may also share relevant non-public personal information whenever you request an insurance quote as necessary to provide the requested quote. Whenever we share data with third-party services or affiliates, we require that they use your information only for the purposes we’ve authorized, and that they protect your personal information.
We also reserve the right to disclose personal information when it is reasonably necessary to conduct our business, to protect Gate City Insurance’s legal rights and property, and to comply with the law or law enforcement.
We take the security of your personal information seriously, and follow industry-standard practices to protect the data we collect and process. Gate City Insurance has put in place commercially reasonable physical, electronic, and managerial procedures to safeguard and secure the personal information that Gate City Insurance receives and collects. We also restrict access to information about you to those employees and agents who have a need to know that information in order to provide our Services to you.
Remember, the safety and security of your information also depends on you. No method of transmission over the internet or electronic storage is completely secure, so Gate City Insurance cannot guarantee its absolute security.
We try to keep email communications to a minimum, and give you the ability to choose to receive marketing communications we may send. For example, we may send you email relating to our Services and related offers. You may also choose to receive certain marketing email communications, from which you may opt out at any time. You can always opt out of receiving email from Gate City Insurance by clicking the unsubscribe link contained in all our emails , or by contacting us at https://www.gatecity.bank/about-us/contact/. This opt out does not apply to information provided to Gate City Insurance as a result of transactions that you specifically request.
We will hold your personal information on our systems for as long as is necessary to perform the relevant processing activity for that information, or as long as is set out in any relevant contract you hold with us. This is a case by case determination that depends on things like the nature of the data, why it was collected, why it is processed, and any relevant legal or operational retention needs. For example, we may be legally required to hold some types of information to fulfill our statutory obligations. We review our retention periods for personal information on a regular basis.
This General Privacy Statement applies to information collected by Gate City Insurance Agency generally, including but not limited to information collected through the website. You may receive a printed copy of this Part II from the Agency or Gate City Bank from time to time.
|FACTS||What Does Gate City Insurance Agency Do With Your Personal Information?|
Financial companies choose how they share your personal information. Federal and state law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gate City Insurance Agency chooses to share; and whether you can limit this sharing.
|Reasons we share data|
|Reasons we can share your personal information||Does Gate City Insurance Agency share?||Can you limit this sharing?|
For our everyday business purposes -
For our marketing purposes -
For joint marketing with other financial companies
For our affiliates' everyday business purposes -
For our affiliates' everyday business purposes -
We don't share
For our affiliates to market to you
For our non affiliates to market to you
We don't share
|Limit our sharing|
|To limit our sharing|
However, you can contact us at any time to limit our sharing.
|Who we are|
|Who is providing this notice?|
Gate City Insurance Agency
|What we do|
|How does Gate City Insurance Agency protect my personal information?|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|How does Gate City Insurance Agency collect my personal information?|
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?|
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
*If you are a North Dakota resident, we will not disclose any non-public personal information about you to non-affiliates or affiliates without your authorization, unless otherwise allowed by North Dakota Law.
|What happens when I limit sharing for an account I hold jointly with someone else?|
Your choices will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders.
Companies related by common ownership or control. They can be financial and non financial companies. Our affiliates include financial companies with Gate City in their name such as:
Gate City Bank
Companies not related by common ownership or control. They can be financial and non-financial companies.
Non affiliates we share with can include service providers that provide printing and mailing services in connection with our marketing to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Gate City Insurance Agency may work with certain non-affiliated companies to provide additional products and services such as investment and banking services.
Insurance products offered through Gate City Insurance Agency are not deposits of Gate City Bank and are not protected by any type of deposit insurance, are not FDIC Insured, are not obligations or guaranteed by Gate City Bank, and may be subject to risk.
|Not a Deposit||Not Insured by the FDIC or Any Federal Government Agency||Not Guaranteed by Gate City Bank||May Lose Value|