Benefit interest checking is a better way to bank for those who have additional relationships with Gate City Bank. Benefit from this account when you have a direct deposit or an external recurring automatic payment plus any two of the following: debit card, mortgage loan, personal loan, money market savings account, savings account, or certificate of deposit. This interest-bearing checking account rewards you with competitive interest rates and much more!
Effective Date: Thursday, January 27, 2022
|Annual Percentage Yield*||Interest Rate||Minimum to Open|
*Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.
1Internet service and mobile carrier provider fees may apply.
2Free standard delivery transactions.
3Conditions apply. Check and debit card bonus will be credited the same day and does not count toward the $50 minimum deposit when opening an account. Subject to 1099-INT reporting.
4Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.
5Ope! Don't let that overdraft sneak right by ya. Optional protection automatically transfers available funds from your savings to your checking account when an overdraft would occur. $5 fee per automated transfer.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.