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Premium Interest Checking

Free with every checking account:


  • Earn higher interest by maintaining a daily balance of $2,500 or more
  • Only an $8 monthly service charge if the balance falls below $1,000
  • Minimum opening deposit only $50


Effective Date: Thursday, July 29, 2021

Premium Interest Checking Rates

Annual Percentage Yield*Interest RateDaily Balance
0.01%0.01%less than $2,500
0.02%0.02%$2,500 or more

*Annual Percentage Yields are variable and subject to change without notice at Gate City Bank’s discretion. Annual Percentage Yields are accurate as of the effective date shown above only. Daily balance tiers are applicable as of the effective date shown above only and may change at Gate City Bank’s discretion. Account fees may reduce earnings.

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Gifts for You

Tell-A-Friend, and when they open a checking account, receive a gift!

1 Internet service and mobile carrier provider fees may apply.
2 Free standard delivery transactions; $10 per express delivery transaction.
3 Conditions apply. Check and debit card bonus will be credited the same day and does not count toward the $50 minimum deposit when opening an account. Subject to 1099-INT reporting.