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Imagine your next home project with rates as low as 3.45% APR.* Our home equity loans offer homeowners a convenient way to finance remodeling, pay for higher education or even consolidate personal debts – all at a fixed rate. It’s time to start dreaming!

  • Fence and landscape your backyard
  • Bring that perfect Pinterest kitchen to life
  • Replace worn exterior siding
  • Finally finish your home’s lower level
  • Install new energy-efficient windows
  • Embark on a once-in-a-lifetime vacation

Visit with our expert personal lenders to get started.

Personal Lenders

Did You Know?

  • Home equity loans are fixed interest rate loans that allow you to borrow against your home’s equity (which is the difference of your home loan subtracted from your home’s value)
  • May be able to borrow up to 90% of your home’s value
  • Various loan term options
  • Low interest rates that may be tax deductible (confirm with your tax advisor)

Personal Loan Options for Every Need, Including Financing for:

  • Auto loans to drive off the lot with confidence
  • Ice houses for relaxing and reeling in the big ones this winter
  • Boats and RVs when you’re ready for warmer weather

*Annual percentage rate (APR) offer not valid on Gate City Bank lines of credit. Rates subject to change. Other terms and conditions may apply.