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Imagine your next home project with rates as low as 2.94% APR and no closing costs, now through December 31.* Our home equity loans offer homeowners a convenient way to finance remodeling, pay for higher education or even consolidate personal debts – all at a fixed rate. It’s time to start dreaming!

  • Fence and landscape your backyard
  • Bring that perfect Pinterest kitchen to life
  • Replace worn exterior siding
  • Finally finish your home’s lower level
  • Install new energy-efficient windows
  • Embark on a once-in-a-lifetime vacation

Visit with our expert personal lenders to get started.

Personal Lenders

Did You Know?

  • Home equity loans are fixed interest rate loans that allow you to borrow against your home’s equity (which is the difference of your home loan subtracted from your home’s value)
  • May be able to borrow up to 90% of your home’s value
  • Various loan term options
  • Low interest rates that may be tax deductible (confirm with your tax advisor)

Personal Loan Options for Every Need, Including Financing for:

*Applications must be submitted on or before December 31. Other Terms and Conditions may apply. Offer not valid on Gate City Bank lines of credit. Rates are subject to change. An appraisal at borrower's expense may be required. The closing cost discount will be reflected on Closing Disclosure.