Let us help you finance one of the most important assets in your life – your home. Start your mortgage loan application process today.
Effective Date: Monday, November 30, 2020
|30 Year Fixed (Conforming)||2.750%||0.00%||2.912%|
|15 Year Fixed (Conforming)||2.375%||0.00%||2.670%|
|10 Year Fixed (Conforming)||2.250%||0.00%||2.679%|
*Rates are subject to change without notice.
The information provided assumes the purpose of the loan is to purchase a property, assuming a 20% down payment and a loan amount of $100,000. The property is an existing single family home and will be used as a primary residence. An escrow account may be required. Example: A loan of $100,000 at 5.00% APR results in 360 monthly payments of $363.50. Payments quoted do not include taxes and insurance and the actual payment obligation will be greater. The rate lock period is 60 days and the assumed credit score is 740. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. To learn more about these programs and many others, please contact a Gate City Bank Mortgage Loan Officer.
Gate City Bank provides better home loans:
The BetterLife Student Loan Program is the unique option to refinance student loan debt at a fixed interest rate of 1.50% APR1.
Read our Better Home Buying Guide.
1Terms and conditions may apply. Rates subject to change.