Whether you are a first-time homebuyer, a current homeowner looking to purchase, refinance, or build; you can trust the Mortgage Lenders at Gate City Bank to help. We're proud to provide:
- Locally approved, financed and serviced home loans
- The unique option to refinance student loan debt at a low fixed interest rate with our BetterLife Student Loan program. Learn more!
- 15 month rate lock for proposed and new construction
- Low down payment and no origination fee options
Get Started with a Gate City Bank Blue Standard Pre-Approval:
- Trusted by real estate agents and sellers
- Low rates and competitive fees
- Peace of mind knowing your pre-approval will come through on closing day
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*Not available in all areas. Some restrictions may apply.