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Better Home Loans

Better First Steps


Whether you are a first-time homebuyer, a current homeowner looking to purchase, refinance, or build; you can trust the Mortgage Lenders at Gate City Bank to help. We're proud to provide:

  • Locally approved, financed and serviced home loans
  • The unique option to refinance student loan debt at a low fixed interest rate with our BetterLife Student Loan program. Learn more!
  • 15 month rate lock for proposed and new construction
  • Low down payment and no origination fee options

Get Started with a Gate City Bank Blue Standard Pre-Approval:

  • Trusted by real estate agents and sellers
  • Low rates and competitive fees
  • Peace of mind knowing your pre-approval will come through on closing day

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 *Not available in all areas. Some restrictions may apply.