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More Options

Personalized Solutions

Discover more lending options from Gate City Bank! We have a loan or line of credit to fit every situation and monthly payments to fit your budget. Our quick, local approvals will help you get the financing you need when you need it.

Classic Line of Credit

If you are looking for a flexible way to access money without relying on credit cards, a Classic Line of Credit may be for you. This could help you with a home renovation project or planning a much-needed vacation!

Checking Reserve Line of Credit

A checking reserve line of credit helps to guard against overdrafts fees associated with your Gate City Bank checking account, and provides added protection for unexpected expenses to cover short-term cash needs. With a checking reserve, you borrow against your line of credit to cover overdrafts on your checking account.

Lot Loans

Looking to build your dream home? If you’ve found property and are in need of financing to build, our lot loans are the perfect solution.

Share Loans

Share loans allow you to borrow from your Gate City Bank Certificate of Deposit (CD) without an early withdrawal penalty all the while continuing to earn interest on your CD balance.

Unsecured Loans

Find the loan you need without collateral! Whether you're considering a home improvement, looking to consolidate credit card debt or fund a much–needed vacation, an unsecured loan from Gate City Bank features low fixed rates, local servicing and quick approvals.

Ready to get started? Contact a Gate City Bank personal lender today!

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