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Business Checking & Savings Account Rates

Business Checking and Savings Rates

Effective Date: Friday, January 28, 2022

Business Checking and Savings Rates

Savings PlanAnnual Percentage Yield*Interest RateMinimum to OpenMinimum Balance to Earn Interest and APY
Non-Profit Interest Checking0.01%0.01%$50$0
Business Interest Checking0.01%0.01%$50$1,500
Business Savings0.02%0.02%$50$200
Business Relationship Savings0.02%0.02%$50$100 with a checking account

*Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.

Business Money Market Savings Rates

Effective Date: Friday, January 28, 2022

Business Money Market Savings Rates

Annual Percentage Yield*Interest RateMinimum Balance to Earn Interest and APY
0.05%0.05%$500.00 - $24,999.99
0.10%0.10%$25,000.00 - $99,999.99
0.15%0.15%$100,000.00 - $249,999.99
0.20%0.20%$250,000.00 - $499,999.99
0.25%0.25%$500,000.00 - $999,999.99
0.25%0.25%$1,000,000.00 or more

*$500 minimum to open. Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate, annual percentage yield, and daily balance tiers are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.

Business Analysis Checking Account

Effective Date: Friday, January 28, 2022

*The Earnings Credit is calculated on the Average Investable Balance. This earnings credit reduces the total activity and monthly charges for services.