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Home Loan Refinancing

Mortgage Loan Refinance Rates

Effective Date: Sunday, February 28, 2021

Mortgage Loan Refinance Rates

30 Year Fixed (Conforming)*2.750%0.00%2.912%
15 Year Fixed (Conforming)*2.375%0.00%2.669%
10 Year Fixed (Conforming)*2.250%0.00%2.679%

Mortgage purchase loan rates are available here.

*Rates are subject to change without notice.

The information provided assumes the purpose of the loan is to refinance a property, assuming a 20% down payment and a loan amount of $100,000. The property is an existing single family home and will be used as a primary residence. An escrow account may be required.  Example: A loan of $100,000 at 5.00% APR results in 360 monthly payments of $363.50. Payments quoted do not include taxes and insurance and the actual payment obligation will be greater. The rate lock period is 60 days and the assumed credit score is 740. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. To learn more about these programs and many others, please contact a Gate City Bank Mortgage Loan Officer.