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Better Overdraft Protection

While it’s important to keep an eye on your daily balance, we know life happens. Sometimes unexpected expenses do, too. With Gate City Bank, you can choose from two different overdraft protection options for your checking account and for your peace of mind.

Your Choice of Savings or Credit

Select the option that’s right for you – savings or credit.

  1. Savings Link

    Link your savings as a back-up to your checking account.* This service will automatically transfer funds from your Gate City Bank savings account to cover any transactions that may otherwise result in an overdraft fee.

  2. Checking Reserve Line of Credit

    Apply for a checking reserve line of credit to cover those unexpected expenses when you need it. It's quick and easy!

Ready to Get Started?

To set up your savings link or talk with a lender, give a call at 701-293-2400 or 800-423-3344, or stop by any of our convenient locations. We will be happy to assist you! Otherwise, you can start your online application today for a checking reserve line of credit.

*Ope! Don't let that overdraft sneak right by ya. Optional protection automatically transfers available funds from your savings to your checking account when an overdraft would occur. $5 fee per automated transfer.