Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking 
Built for You.

No one does business quite like you. From business checking to equipment loans to merchant services, welcome to business banking – customized for the way you work.

Connect With a Banker

Done Locally. Done Differently.

Business Checking

Big or small, see which type of account is the right fit for your growing business.

Business Loans

From equipment to real estate, welcome to local flexible loans on your own terms.

Online Banking

Easily check balances, export data to Quickbooks, utilize bill pay and more.

Mobile Banking

Fast. Secure. Convenient. We make it easy to monitor and manage your business on the go.

Example of Gate City Bank black debit card for business bank accounts

Better Benefits for Your Business.

  • Free ATMs worldwide
  • Easy mobile and online banking
  • 24/7 fraud monitoring for debit cards
  • Custom add-ons and so much more

Let’s see which account may be best for you!  

Choose My Checking Account
Laid-back businessman with a gray beard leading a meeting inside a brick building in Bismarck, North Dakota

Personalized Sweeps, Wire Transfers and More.

Maximize your earnings, prevent overdrafts and improve cash flow with automatic sweeps between your primary and secondary accounts. Plus, use wire transfers to send and receive payments – quickly and securely.

Talk with a Banker
Business customer monitors profits and interest earnings on Gate City Bank business savings accounts.

Business Savings & CDs

As a business owner, you work hard. Your money should work hard for you. Explore our interest-earning savings accounts and CD options, perfect for any size of business.

Laughing contractor and local business owner cuts wood trim for a kitchen remodel in Fargo, ND

Business Line of Credit

Payroll. Inventory. Maintenance. Whatever your short-term expenses may be, breathe easy with access to fast, flexible funds.

easily apply for a credit card at gate city bank

Credit Cards

Applying for a personal or business credit card is quick and easy! Check out all of the perks, and let’s choose the right card for you.

50-something small business manager smiles while reading free Gate City Bank business articles on his phone

Business Resources

From expert tips to checklists, explore our latest free resources designed to keep your business going – and growing – strong.

Proudly Serving ND & MN.

Best Bank in the U.S.
Years Strong
Locations and Counting
“We love, love, love our tellers! Our bankers Darryl and Chelse have been exceptional to work with, too. They have assisted us with creating new accounts and loans, as well as finding resources in the community that I never would have even known about.”
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Bully Brew owner Sandy Luck with one of her staff members, holding coffee and smiling for a snapshot in Grand Forks, ND
Sandi Luck
Bully Brew Coffee