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Checking and Savings
Checking and Savings

From first checking accounts to saving for retirement and everything in between, our innovative products and services are designed for every style and any stage in life.
- Checking
- Savings
- CDs
- IRAs
- Rates
- Debit Cards
Check out our current promotions and exclusive offers, all wrapped up for you to enjoy.
Loans
Loans

Whether you’re looking to put down roots in your dream home or wanting to upgrade your ride, the best loan options live here.
Competitive rates and local servicing options mean we're by your side for your next home sweet home.
Business
Business

No one does business quite like you. And no one offers business banking quite like us! We make it easy by disrupting the industry through innovation to create a better way of life for you and your business.
Better business lending is what we’re about! Contact a business lender today.
Insurance
Insurance

Providing custom, personalized solutions to help protect what matters most is what we’re all about at Gate City Insurance Agency. Rest assured, we’ll find you the best rates and comprehensive plan options to fit your needs.
Protect what matters most with a variety of insurance options, personalized just for you. Let’s get you started with a free quote!
Investment Services
Investment Services

Our local advisors at Gate City Investment Services are here to help navigate strategies for investments, retirement, college funding, insurance and more.
- Financial Planning
- Financial Advisor Team
- Business Retirement Plans
- Contact Us
We’ve got the steps needed for a more secure financial future. Contact one of our advisors today!
Our Community
Our Community

At Gate City Bank, we’re honored to give back to the communities we serve and the places we call home. Come see how we’re working to make a difference – together.
Bank of the Brave: From alpha to zulu, we’re proud to serve our nation’s finest.
Financial Education
Financial Education

Financial peace of mind leads to success – and a better way of life. At Gate City Bank, we provide customers with fun, fast and FREE financial resources that are easy to digest.
- Education Resources
- Help Center
- Calculators
- Glossary
Creating a better way of life means accessing tools to help you financially succeed. Let’s get you started with our budgeting resources.

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Financial Education
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Debit Cards

Debit Cards

Which accounts automatically refund ATM fees?
What are the image guidelines for My Card Creation?
How does my Tap and Pay debit card work?
How do I change the personal identification number (PIN) for my debit card?
When will I receive my custom debit card?
What school designs are available for the My School Spirit debit card?
Where can I use my Gate City Bank Tap and Pay debit card?
How can I identify which card made a specific purchase or ATM withdrawal?
When do ATM and point-of-sale transactions post to my account?
I used my debit card at a merchant and it requested my personal identification number (PIN). Is this required?
Is Tap and Pay safe and secure?
How do I report my debit card as lost or stolen?
What are some of the benefits of using my Tap and Pay debit card instead of a standard debit card?
How do I add or remove a debit card in my online banking and mobile app?
Does my current debit card have Tap and Pay capabilities?
How do I order a debit card?
How many accounts can I link to my debit card?
When will the bank refund my ATM fee?

Debit Card Controls

How do I unlock my debit card?
How do I add and edit alerts for my debit card?
How do I get started with debit card controls?
What types of controls can I set for my debit card?
How long does it take for a debit card control or alert to take effect?

Debit Card Rewards

Where can I earn debit card reward points?
Are there any restrictions for debit card reward points?
What are the password requirements for debit card rewards?
What are debit card rewards?
Where can I view my debit card reward points activity?
How do I start earning debit card reward points?
When will I be able to redeem my debit card reward points?
Can I link my other debit cards to my debit card rewards account?

Mobile Wallet

What is mobile wallet?
How does mobile wallet work?
How do I use mobile wallet?
How secure is mobile wallet?

Cheerful millennial holding her Gate City Bank debit card in one hand while online shopping on her phone

Debit Cards

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

happy young couple holds phones on a sunny day while enjoying debit card controls

Debit Card Controls

Enjoy more peace of mind with your Gate City Bank debit card! If your card becomes lost, stolen or misplaced, freeze it instantly with your mobile app or online banking.

Welcome to Better Banking.

Free ATMs. 24/7 mobile and online banking. Debit card rewards. And so much more. Let’s get you started with an account, personalized for you!

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701-293-2400
800-423-3344

Routing #: 291370918
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