Extended Hours: Only October 8 & 9!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Devils Lake, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Hettinger, Jamestown, Mayville, Mohall, Park River, St. Cloud
  • 4:00 p.m.: Carrington

Stop by, or tell a friend about our $200 offer – only Thursday and Friday!

Two smiling young girls making peace signs while walking to Gate City Bank in Fargo, ND, to open new checking accounts

Two Days Only: 
Free $200 + Giveaways!

Receive $200 when you open a new checking account with us for the first time. Stop in, or open your account online by 11:59 p.m. CT on Friday, October 9! 

Already have an account? You could win $2,500 by referring a friend!

See Special Offer

What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

A young woman shows her friend the Gate City Bank app spending tool while sitting on her front porch steps in Fargo, ND
Estimated read time: 4 minutes

How to Quickly Review Your Spending Habits

Take a quick look at where your money goes and uncover spending patterns that may be holding you back.

A young woman takes the FinHealth Score quiz in the Gate City Bank app from her apartment in Grand Forks, ND.
Estimated read time: 3 minutes

Do you Know Your FinHealth Score

Find out why it matters and access practical tools and recommendations to better understand and strengthen your financial health.

A woman in Wahpeton, ND, spots and avoids AI fraud using tips she learned from Gate City Bank.
Estimated read time: 4 minutes

How to Avoid AI Fraud

Explore practical ways to recognize convincing AI scams, question unusual requests and reduce the personal details scammers can use against you.

Mortgage lenders from Grand Forks and Devils Lake, ND, stand outside the Gate City Bank location in Grand Forks.
Estimated read time: 5 minutes

How Choosing the Right Home Loan Can Save You Thousands

Your interest rate is only one piece of the puzzle. Learn how first-time homebuyer programs, specialized loan options and financing strategies may help you lower costs and make homeownership more affordable.