Our Mortgage Rate Relief Program is back, offering rates approximately 1.5% lower than current market rates to eligible homebuyers. Find out if you qualify today!

Group of young laughing friends in jeans and hoodies, walking to Gate City Bank in Fargo, ND, to open new checking accounts

$100 for You
and Your Friends!

Coming April 23 – 24

Two days only! Receive $100 when you refer a friend or open a new checking account with us for the first time.

See Special Offer

What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

Trending Now:

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Students learn hands on at St. Monica’s Montessori in Fargo, ND, thanks to Gate City Bank’s help during a child care shortage

Investing $10M to Alleviate a Child Care Shortage

Learn more about how we’ve invested $10 million through our BetterLife™ Child Care Business Loan to meet essential daycare needs in our communities.  

are cds worth it

CDs

With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

a toddler blows bubbles with her parents in the woods of Minnesota while on a road trip adventure in their family car
Estimated read time: 3 minutes

Credit Life and Disability Insurance: How It Works

Credit and life and disability insurance can cover your personal loan payments in the event of illness, disability, an accident or death.

woman with white shirt sits in the car she bought after reading Gate City Bank’s steps for buying a car from a private seller
Estimated read time: 7 minutes

9 Steps for Buying a Car From a Private Seller

When buying a car from a private seller, it’s important to be prepared. These nine simple steps will help make the process smooth and stress-free.

a happy couple snuggles up on a couch with a laptop after learning about easy ways to save money faster from Gate City Bank
Estimated read time: 4 minutes

9 Easy Ways to Save Money Faster

If you’re looking to grow your savings faster, we’ve got you covered with nine basic tips!

two male friends smile and lean on a motorcycle on a fall day after learning how to finance a motorcycle from Gate City Bank
Estimated read time: 4 minutes

How to Finance a Motorcycle: A 5-Step Guide

Let’s ride! Whether you’re a first-time biker or looking to upgrade your wheels, learn how to finance a motorcycle in five easy steps.