Young woman sweetly cradling her sleeping baby on her chest, relaxing in their new home in Fargo, ND

Baby Steps. Big Moves.

From your first house to your forever home, we make it easy to get moving.

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What Brings You Here Today?

Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

a large group of blue-shirted Gate City Bank mortgage team members huddle around the NDHFA Affordable housing Award for 2023

Earning the North Dakota Affordable Housing Award From NDHFA

Learn why we’ve earned North Dakota Housing Finance Agency’s Affordable Housing Award for multiple years!

are cds worth it


With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

a happy male insurance advisor talks with clients after going through Gate City Bank’s annual insurance coverage checklist

4 Types of Insurance Coverage to Review Annually

Our insurance checklist covers the top four types of coverage to chat with your advisor about each year.

: a service member sits and smiles at the camera at home after learning about financial military benefits from Gate City Bank

7 Financial Military Benefits for Service Members

Active duty? Retired veteran? Check out these seven financial benefits you may have access to!

A young woman and a female senior citizen exchange smiles in a park after learning tips to fight elder financial abuse

Safeguarding Seniors: 5 Ways to Prevent Elder Financial Abuse

Help us fight back against elder financial abuse and protect our beloved senior citizens with these five basic tips!

a woman rides her bike next to her dog near wind turbines after reading Gate City Bank’s tips for going green & saving money

Go Green, Save Green: 7 Economical Ways to Help the Earth and Your Finances

Looking to help the planet and your wallet? We’ve got you covered with seven easy tips!