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Travel. Cash back. Dining. It’s free to earn rewards, just by using your debit card!

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Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

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Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Gate City Bank team members and West Fargo Eats reps gather around a giant $100K check presented by the bank on January 18

Gate City Bank Serves Up $100K in Fight to End Hunger

Learn how Gate City Bank committed $100,000 and sparked a larger-than-life food drive to help with efforts to end hunger in the communities we serve.

are cds worth it


With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

A joyful female business owner talks on the phone after learning key tips about the self-employment tax from Gate City Bank

5 Steps for Calculating & Filing the Self-Employment Tax

If you’re a business owner wondering about tax season, the process doesn’t have to be stressful! Check out our five helpful tips for addressing the self-employment tax.

A happy male business owner gazes toward the camera after learning about common tax write-offs from Gate City Bank

7 Common Tax Write-offs for Your Business

Interested in maximizing the benefits of your business expenses? Learn more about common tax write-offs and how they can help you save during tax season!

A happy woman sits with her devices at a coffee shop after learning about paying off student loan debt from Gate City Bank

9 Tips for Paying off Student Loan Debt Faster

Want to pay off student loans faster and finally become debt-free? Check out our helpful tips to get ahead – and enjoy peace of mind!

A smiling woman works on her laptop on her apartment floor while staying protected from tax scams with Gate City Bank

5 Ways to Avoid Tax Scams & Safeguard Your Finances

Don’t let fraudsters near your hard-earned money during tax season! Stay protected from tax scams and safeguard your finances with these five easy tips.