young woman with her Samoyed dog in the back of a Jeep, purchased with a Gate City Bank auto loan

Buckle Up 
for a Cool Deal.

Thinking about buying a new or used vehicle? Get rolling with an exclusive offer, only for a limited time!

See Special Offer

What Brings You Here Today?

Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Gate City Bank team members pose with YWCA Cass Clay representatives holding a big check for affordable housing worth $560K

Securing $850K for Affordable Housing in ND & MN

Learn how we partnered with one of the nation’s leading financial cooperatives to secure $850,000 for local affordable housing!

are cds worth it


With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

A young woman and a female senior citizen exchange smiles in a park after learning tips to fight elder financial abuse

Safeguarding Seniors: 5 Ways to Prevent Elder Financial Abuse

Help us fight back against elder financial abuse and protect our beloved senior citizens with these five basic tips!

a woman rides her bike next to her dog near wind turbines after reading Gate City Bank’s tips for going green & saving money

Go Green, Save Green: 7 Economical Ways to Help the Earth and Your Finances

Looking to help the planet and your wallet? We’ve got you covered with seven easy tips!

a happy man holding a laptop and smartphone looks on after learning how to build credit fast with 5 tips from Gate City Bank

How to Build Credit Fast With 5 Easy Tips

Looking for helpful ways to start building credit? We’ve got you covered with five basic tips!

a happy couple sits up to a laptop on their kitchen table to learn Gate City Bank’s tips for saving on home closing costs

7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!