Young woman beside ladder smiling about her home renovation

Special Offer for Your Home Projects

Brighten up your home with a special low rate and no closing costs – only for a limited time!

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What Brings You Here Today?

Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Low rates. Local service. We’ll make it quick and easy to get rolling!

Featured in the Spotlight:

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

happy woman sits at patio table with laptop and scenic backdrop to read Gate City Bank’s article on keeping deposits secure with FDIC insurance

Safe, Strong and Secure for 100 Years

In the light of recent events in the financial industry, we’ve created a few helpful resources to keep you informed.

Financial Education for Every Stage.

happy young couple takes a selfie in their new kitchen after going through first-time homebuyer steps with Gate City Bank

10 Basics for First-Time Homebuyers

Buying a home is one of the biggest – and best – decisions you’ll ever make. Here are 10 steps to make it simple!

mom and daughter dancing on the hardwood floor of their remodeled kitchen, thanks to a Gate City Bank home equity loan

7 Ways to Use a Home Equity Loan

The floor is yours! From renovations to vacations, see seven reasons to tap into your home’s equity today.

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9 Tips for Buying Your Next Car

Thinking about buying a car or truck? Here are nine ways to save money and stay in the driver’s seat.

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Life Insurance 101: What You Need to Know

Learn how life insurance can help take care of your loved ones, from paying off your mortgage to covering expenses.

“I just think the world of Gate City Bank. I’m proud to say they’ve been my bank for 60 years!”
See 100 Years of Stories
Sunrise at Gate City Bank headquarters in downtown Fargo, ND