All locations will be closed on Monday, May 29, in observance of Memorial Day.
Buying your first home is a big step! From helpful calculators to special programs just for first-time homebuyers, we’ll take you by the hand – keeping the entire process simple, from start to finish.
Being the #1 mortgage lender for first-time homebuyers in North Dakota, we understand that this milestone comes with a lot to consider. Our user-friendly tools, competitive rates and digital options keep you moving at just the right pace. But first things first, let's meet the team and find you the perfect lender.
From application to closing, we'll take care of you and keep you updated along the way. Contact us today!
Welcome home! Receive a $500 credit from Gate City Bank toward the closing costs on your first home.1Begin Here
Kane – Grand Forks, ND
Scott – Fargo, ND
If we haven’t convinced you yet, here are a few more reasons to choose us.
100% of our home loans are approved, financed and serviced locally. That means if you have questions or need attention, you won’t be redirected to a random number. We’re here, right alongside you.
Can’t meet in person, or prefer a digital connection? We make signing documents digitally easy throughout the entire process.
We’ve been voted “Best Mortgage” lender in many communities we serve.
As the #1 mortgage lender in North Dakota, we've worked with customers from affordable housing challenges to dream homes and everywhere in between. We’re honored to have received the Affordable Housing Homeownership Award of Excellence!
With our Blue Standard pre-approval, low rates, competitive fees and trust with real estate agents and sellers ensure a smooth process from heart to home. You’ll have peace of mind knowing your pre-approval will come through on closing day!
1 The $500 First-Time Homebuyer Credit program is available only to first-time homebuyers on primary residence purchases located within 100 miles of a Gate City Bank retail location. New and existing Gate City Bank customers may be eligible when they have a primary checking account with direct deposit and at least $500 of funds in a Gate City Bank savings account to be used for their down payment or closing costs. Other terms, conditions and loan qualifications may apply. A $500 credit will be reflected on the mortgage loan at closing.