Our interest-earning savings account options are key to preparing for your future. You’ll enjoy competitive rates, excellent service and an account that helps you reach your financial goals.
Saving for the future is personal. That’s why we’ve worked hard to offer the best savings account options with competitive rates, customized specifically with you in mind.
And when you need us, we’ll be here. Choose to bank with us in person, at home or from anywhere on your mobile device. We also have low-to-no minimum balances and the ability to deposit, transfer or withdraw funds with ease to keep you focused on what matters most.
Or, maybe you’re here to learn more about our business savings options? Our innovative products are designed to simplify the way you do business.
Features | Regular Savings | Relationship Savings | Money Market Savings | Minor Savings | Coverdell Education Savings |
---|---|---|---|---|---|
Get started. | Open This Account | Open This Account | Open This Account | ||
Minimum to Open | $50 | $50 | $500 | None | $100 |
Minimum to Earn APY1 | $200 | $100 | $500 | None | $100 |
Monthly Service Charge | $5 if balance is less than $200 | $5 if balance is less than $100 | $10 if balance is less than $500 | None | None |
Higher Interest Rates Available |
![]() |
![]() |
![]() |
![]() |
![]() |
FREE Checks |
![]() |
![]() |
![]() |
![]() |
![]() |
Tax-Free Interest Option2 |
![]() |
![]() |
![]() |
![]() |
![]() |
Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
Looking for a savings account that’s perfect for kids of any age? Our user-friendly minor savings option features no fees, competitive interest rates and no minimum balance.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.