Online Banking
Sign Up!
Gate City Bank has an array of banking options for students of any age! Our online- and mobile-friendly solutions keep both students and parents connected, no matter the distance. And if it’s setting up your child’s financial health you’re interested in – we offer guided resources there, too.
From first checking accounts to financial education to sporting school pride with your debit card and everything in between, we make things simply better for students of all ages.
From accounts with no fees and low-to-no minimum balances, we keep you focused where it matters most. Let us help guide you toward the right account.
Whether it’s credit cards, emergency savings or countless other money topics, our education articles and videos are designed with your future in mind.
| $720 annual value!** | ||||
|---|---|---|---|---|
| Preferred Perks1 Checking | Premium Interest Checking | Totally Free2 Checking | BankOn Checking | |
| Open My Account | Open My Account | Open My Account | ||
| ATM Fee Refunds | Up to $2503 | Up to $2503 | Up to $1503 | Up to $1503 |
| IDProtect® – Identity Theft Monitoring4 and Credit File Monitoring* |
|
|
|
|
| 24/7 Telehealth*5 |
|
|
|
|
| eVets*6 |
|
|
|
|
| Health Discount Savings* |
|
|
|
|
| Debit Card Rewards |
|
|
|
|
| Paydays up to 2 Days Early7 |
|
|
|
|
| Earns Interest |
|
|
|
|
| Welcome Gift |
|
|
|
|
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | $4.95 if minimum daily balance falls below $5,000 | $10 if minimum daily balance falls below $5,000 | None | $5 for customers age 24+ |
| Overdraft Protection Options |
|
|
|
|
| Learn more. | Account Details | Account Details | Account Details | Account Details |
You’re wonderfully unique. Your card should be, too! Upload your favorite photo from your recent vacation or bring your business logo to the forefront with My Card Creation options.
Customize Your Card
Cheer on your favorite team! We’ll donate $10 to the participating school of your choice. Stop by any of our convenient locations to get your card instantly, or order online anytime. See gallery with 70+ designs.
Order My Card
Our savings account options are suited for students of any age, and the accounts can be upgraded to other accounts with higher interest as the student (and savings) grows.
Get Started1 Available to individuals ages 18 or older upon approval of account opening. Access to features may be subject to additional terms and conditions and is subject to change.
2 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
3 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal checking customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year with a Preferred Perks or Premium Interest Checking account or up to $150 in automatic fee refunds with a Totally Free Checking or BankOn Checking account.
4 Benefits are available to personal checking account owner(s) and joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/ or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
5 Available for the primary account holder and their spouse/domestic partner and up to six dependent children age 2 and older. This is not insurance.
6 Medications may only be prescribed where allowed by law. In certain states, a Veterinary-Client-Patient-Relationship (VCPR) must be established to diagnose and treat patients through eVets, and only advice and virtual veterinary triage may be provided without a VCPR.
7 Your direct deposit will generally be accessible the same day we receive it, up to two days early.
** Estimated value based on approximate monthly costs or savings for similar marketplace benefits and subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through Preferred Perks Checking Account. No cash value is implied with the use of this account or any of its features.
* Registration/activation required.
Email