What can we help you find?
Gate City Bank has an array of banking options for students of any age! Our online- and mobile-friendly solutions keep both students and parents connected, no matter the distance. And if it’s setting up your child’s financial health you’re interested in – we offer guided resources there, too.
From first checking accounts to financial education to sporting school pride with your debit card and everything in between, we make things simply better for students of all ages.
From accounts with no fees and low-to-no minimum balances, we keep you focused where it matters most. Let us help guide you toward the right account.
Whether it’s credit cards, emergency savings or countless other money topics, our education articles and videos are designed with your future in mind.
| Features | Totally FREE1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
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| Get started. | Open This Account | Open This Account | Open This Account | |
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
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| FREE ATMs Anywhere |
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| Debit Card Rewards |
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| FREE Custom Debit Card Designs |
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| FREE Checks |
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| Early Paydays2 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
You’re wonderfully unique. Your card should be, too! Upload your favorite photo from your recent vacation or bring your business logo to the forefront with My Card Creation options.
Customize Your Card
Whether you’re a teacher, parent, student or simply a die-hard fan, cheer on your school with a My School Spirit card! Even better, we’ll donate $10 to the school with every card ordered.
Order Card
Our savings account options are suited for students of any age, and the accounts can be upgraded to other accounts with higher interest as the student (and savings) grows.
Get Started1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. See fee schedule for details.
2 Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.
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