Full of a wide array of benefits and perfect for all ages, the Totally FREE checking1 account goes where you go - keeping your wallet, and life, happy.
Imagine a checking account that’s super easy-to-use, an opening deposit of only $50, no minimum balance and no monthly service charge! No need to imagine - it's here, and it's ready for you to take in all the FREEs including:
Welcome to banking done differently. Totally FREE1 Checking is the perfect fit for any lifestyle, and it’s designed to create better way of life. Getting started is quick and easy.
And hey, if you’re not sure this is the right account, we can help with that, too. We offer multiple options to choose from!
Features | Totally FREE1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
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Get started. | Open This Account | Open This Account | Open This Account | |
Minimum to Open | $50 | $50 | $50 | $25 |
Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
Earn Interest |
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FREE ATMs Anywhere |
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Debit Card Rewards |
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FREE Custom Debit Card Designs |
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FREE Checks |
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Early Paydays |
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Overdraft Protection Options |
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Learn more. | Account Details | Account Details | Account Details | Account Details |
Would you like to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking may be the perfect option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
1 No maintenance or activity fees. Other fees may apply. See fee schedule for details.