Whether you’re opening your first checking account or looking to expand your offerings, we’ll help guide you to the perfect account.
We’re all about creating a better way of life for our customers, communities and team members. We offer a variety of checking account options to fit any lifestyle, and each account’s benefits are simply unmatched. We’re here to help personalize your experience, and your account, to be exactly what you’re looking for.
Or, maybe you’re here to learn more about business checking options instead? After all, your business is unique – your banking should be, too.
Features | Totally FREE1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
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Get started. | Open This Account | Open This Account | Open This Account | |
Minimum to Open | $50 | $50 | $50 | $25 |
Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
Earn Interest |
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FREE ATMs Anywhere |
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Debit Card Rewards |
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FREE Custom Debit Card Designs |
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FREE Checks |
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Early Paydays |
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Overdraft Protection Options |
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Learn more. | Account Details | Account Details | Account Details | Account Details |
We get that life comes with surprise expenses, and this can lead to unexpected overdrafts with your Gate City Bank checking account. But fear not! You can now say goodbye to overdraft fees with options such as a checking reserve line of credit or savings link. Visit a location or contact us to learn more and get started!
Contact UsInterested in making your banking experience even better? Check out Gate City Bank’s Totally FREE Checking! It’s perfect for customers at any stage in life.
Would you like to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking may be the perfect option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Struggle with keeping track of your balance? If you want to avoid accidentally spending more money than you actually have in your account, our BankOn Checking could be the perfect solution for your lifestyle! Rest assured, your account will never be overdrawn, so you can say goodbye to unexpected fees.
1 No maintenance or activity fees. Other fees may apply. See fee schedule for details.