Last Updated: May 20, 2021
In order for use to be able to provide our Services to you, we need to collect and process certain types of information about you. Depending on your use of our Site and Services, this may include:
We will only use personal information to provide you with information, products, or services you have requested, or for other purposes set out in this Policy. Personal information does not include aggregate information from which individual identities have been removed.
Our website is not targeted or marketed to children under the age of thirteen. We respect the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen. If you believe we have collected identifiable information directly from a website (child) user less than 13 years who was using this website please contact us and we will take appropriate measures.
Gate City Bank may use the personal information we collect for the following purposes:
Gate City Bank will never sell or rent any of your personal information, and we will never share your non-public personal information except as permitted by law. However, we may share your information with certain trusted affiliates or third-party services to help us provide, improve, promote, or protect our products and services. For example, we may partner with other companies to process your payments or store your data to support delivery of our products or services. We may also share relevant non-public personal information whenever you request an insurance quote as necessary to provide the requested quote. Whenever we share data with third-party services or affiliates, we require that they use your information only for the purposes we’ve authorized, and that they protect your personal information.
We also reserve the right to disclose personal information when it is reasonably necessary to conduct our business, in the event of a merger or sale of our business, to protect Gate City Bank’s legal rights and property, and to comply with the law or law enforcement.
We take the security of your personal information seriously, and follow industry-standard practices to protect the data we collect and process. Gate City Bank has put in place commercially reasonable physical, electronic, and managerial procedures to safeguard and secure the personal information that Gate City Bank receives and collects. We also restrict access to information about you to those employees and agents who have a need to know that information in order to provide our Services to you.
Remember, the safety and security of your information also depends on you. No method of transmission over the internet or electronic storage is completely secure, so Gate City Bank cannot guarantee its absolute security. We are not liable or responsible for the criminal actions of unrelated third parties.
We try to keep email communications to a minimum, and give you the ability to choose to receive marketing communications we may send. For example, we may send you email relating to our Services and related offers. You may also choose to receive certain marketing email communications, from which you may opt out at any time. You can always opt out of receiving email from Gate City Bank by clicking the unsubscribe link contained in all our emails, or by contacting us at https://www.gatecity.bank/contact/. This opt out does not apply to information provided to Gate City Bank as a result of transactions that you specifically request.
We will hold your personal information on our systems for as long as is necessary to perform the relevant processing activity for that information, or as long as is set out in any relevant contract you hold with us. This is a case by case determination that depends on things like the nature of the data, why it was collected, why it is processed, and any relevant legal or operational retention needs. For example, we may be legally required to hold some types of information to fulfil our statutory obligations. We review our retention periods for personal information on a regular basis.
Users or Site visitors residing in California are afforded certain rights regarding their personal information that is not otherwise regulated by other state and federal financial privacy laws. Except where an exception or exemption applies, these rights may include 1) the right to request a copy of the information we have collected about you during the previous twelve months, as well as the right to review our data collection practices related to you, (a “Personal Information Request”); 2) the ability to request deletion of your personal information; 3) and the right not to be discriminated against due to your exercise of any of the preceding rights. To ensure that your personal information is accurate and complete, please contact us through the email address below regarding any errors or updates affecting the personal information that we may hold.
You may also send us an email below, or call us to request access to, correct, or delete any personal information that we hold about you. To protect your privacy and security, Gate City Bank may take reasonable steps to verify your identity before granting access to, correcting, or deleting data. We will generally respond to your request for information within 45 days, unless, for reasons beyond our control, a longer response time is necessary, in which case, you will be advised accordingly. Please note that we may retain certain information as required by law or as necessary for our legitimate business purposes.
This General Privacy Statement applies to information collected by Gate City Bank Agency generally, including but not limited to information collected through the website.