Checking and Savings

  • Checking

    With free ATMs, debit card rewards and other perks, our checking accounts are perfect for any lifestyle. Compare options to find the right one for you!

  • Savings

    Competitive rates and local, friendly servicing make Gate City Bank savings account options the best. Let’s get you started!

  • CDs

    With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

  • IRAs

    Working toward a financially secure future? Our IRA accounts can help you save to be secure in retirement!

  • Rates

    Check out our latest interest rates for checking and savings accounts! As our customer, you’re always top-of-mind for us, which is why we work tirelessly to keep our rates competitive. We care that you (and your hard-earned dollars) are always on the up and up.

  • Debit Cards

    Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

  • Online Banking

    You deserve a banking experience that fits your lifestyle and is accessible 24/7 for the journey ahead. Whether you’re monitoring account balances, setting custom controls and notifications, moving money or anything in between, our online banking is truly top-notch, and designed to get you (and your money) where you’re going.

  • Mobile App

    Put the power of better banking in the palm of your hand! Easily get set up with our mobile app and online banking, then use your mobile device to check account balances, move money, view your history, see alerts and more.

  • Student Banking

    Did you know that Gate City Bank offers amazing banking options for students of any age? Learn more!

  • Business Checking

    Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

  • Business Savings and CDs

    As a business owner, you work hard. Your money should work hard for you! Secure your finances and watch profits grow with our interest-earning savings accounts and CD options, perfect for any business size.

  • Refer a Friend

    Have you heard about our Tell-A-Friend program? When you spread the word about better banking to friends and family, and when they open a new checking account, we’ll give you both a free gift! Learn more.