Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

Bank President and CEO Kevin Hanson smiles while volunteering at West Fargo Eats with the Gate City Bank leadership team

Values at the Heart of Better Banking.

Whether you’re visiting us in one of our convenient grocery store locations, a downtown office or calling our customer service center, we’re committed to providing service that puts you first.

A Mission Worth Pursuing.

We’re proud to be a mutual bank that isn’t driven by stockholder value, but rather by putting our communities first. Whether it’s nurturing our amazing workplace culture or building off the extensive history that rests upon our shoulders, we have a monumental role to play in a bright future – and it all starts with our mission.

"To provide a welcoming atmosphere and commitment to making the lives of our customers and team members better by investing in them and their communities, For a Better Way of Life.®"

Committed to Your Better Way of Life.

A $3.6 billion mutual bank founded in 1923, Gate City Bank is the region’s leading financial institution, as well as the recipient of many community-based awards. We employ more than 770 team members at 45 locations in 23 communities across North Dakota and central Minnesota.

For a Better Way of Life® is our tagline and part of our mission, and it drives our mindset of servant leadership at Gate City Bank. At the core of who we are, we believe in serving our customers, communities and one another with innovative solutions, better products and a heart for philanthropic giving.

Because we genuinely care about customers and want them to experience a better way of life, we’ve had the opportunity to provide contributions such as:

$60.2M
ATM Fees Refunded
$40.9M
in Charitable Giving Since 2003
310,000
Volunteer Hours
$35.2M
Interest Saved With Our BetterLife™ Student Loan

Setting the Bar – and Keeping It There.

Everything we do is driven by our Principles of High Standards. Our passions shine through our team members, who help ensure we stay focused on what matters most.

Give back to communities by making an impactful difference through volunteerism and philanthropic giving.

Exceed expectations by going above and beyond. Listen, delight, enhance and personalize experiences from beginning to end across all channels for customers, team members and communities.

Lead with integrity, honesty and innovation to maintain financial leadership with competitive products, services and experiences.

Explore and be curious about new possibilities to create and foster innovation to support strategic goals.

Act with a sense of urgency to proactively initiate positive change, allowing Gate City Bank to remain the financial leader.

Accountability to high standards of compliance and risk mitigation through successful execution of policies, procedures, processes and applicable laws and regulations.

As the #1 mortgage lender in North Dakota, we are proud of who we have grown to be over the last century. We’ve also been consistently named one of the “50 Best Places to Work” 10 years in a row by Prairie Business magazine.

We work tirelessly to serve our customers, communities and team members – and we’re honored for the opportunity to do so.

sorting blue food pantry bags in West Fargo, ND

About Us

At Gate City Bank, we have a wonderful story to tell. It's aligned with our core purpose, focusing on investing in our customers, communities and team members. Learn more about us!

Joyful Gate City Bank team members volunteer for a local food pantry b sorting donated items

Our People

At Gate City Bank, our customers, communities and team members inspire everything that we are – they’re our people. Learn more about them through heartwarming stories and testimonials!

Gate City Bank team member stacking boxes for West Fargo Eats beside truck in West Fargo, ND

Community Partnerships

Learn more about how we’re creating a better way of life in the places where our team members live and work! Check out the strategic community partnerships that make it all possible.