Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

man with glasses and blue shirt uses phone to check Gate City Bank interest rates

Interest Rates to Pique Your Interest.

We’re all about helping you create a better tomorrow – full of promise, hope and ways to make the most of your hard work. That’s why we work tirelessly to bring you our best in interest rates.

Rates You Can’t Afford to Miss.

Whether you’re thinking about opening a personal or business checking, savings, CD or IRA account with us, we can’t wait to serve you! Simply follow the links below to see the latest interest rates and annual percentage yields on a variety of Gate City Bank products, and check back to stay up to date.

Checking and Savings

Earning the best rates for your checking and savings accounts keeps you (and your dollars) growing.

CDs and IRAs

Whether it’s earning the highest interest for your certificate of deposit (CD) or individual retirement account (IRA), we work hard to bring you the best rates for your future finances.

Business Checking and Savings

You’ve worked endless hours to grow your business. Isn’t it about time your business checking and savings accounts now get to work for you?

Business CDs

Our business CD rates will give you the baseline needed to make those important decisions on placing your funds where they can work best.

Mom touches noses with her 6-year-old daughter in their new white kitchen in Fargo, ND, thanks to a Gate City Bank home loan

Mortgage Rates Close to Home.

First house. Forever home. Everything in between. When you’re ready to get moving, ask a lender in ND or MN for today’s mortgage rates!

Three happy young woman on a summer road trip, driving a new car purchased with a Gate City Bank auto loan in North Dakota

Rate Discounts Straight Ahead.

Have a Gate City Bank checking account? You may also qualify for a 1% discount on some personal loans, just by setting up automatic payments.

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Special Offers Worth Sharing.

Exclusive perks. Free gifts. Limited-time discounts. Don’t miss the latest Gate City Bank promotions and deals – before they float away!

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