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Gate City Bank

CD & IRA Rates

Certificate of Deposit (CD) Rates

Effective Date: Thursday, September 24, 2020

Certificate of Deposit (CD) Rates

Term*Annual Percentage YieldInterest Rate
1 Year0.50%0.50%
2 Years0.60%0.60%
30 month0.65%0.65%
3 Years0.70%0.70%
4 Years0.80%0.80%
5 Years1.00%1.00%
* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).

Relationship Certificate of Deposit and Individual Retirement Account (IRA) Rates

Effective Date: Thursday, September 24, 2020

* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).