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Gate City Bank

CD & IRA Rates

Certificate of Deposit (CD) Rates

Effective Date: Tuesday, January 19, 2021

Certificate of Deposit (CD) Rates

Term*Annual Percentage YieldInterest Rate
1 Year0.35%0.35%
2 Years0.45%0.45%
30 month0.45%0.45%
3 Years0.50%0.50%
4 Years0.60%0.60%
5 Years0.75%0.75%
* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).

Relationship Certificate of Deposit and Individual Retirement Account (IRA) Rates

Effective Date: Tuesday, January 19, 2021

* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).