Current Rates: CDs and IRAs

Whether it’s earning the highest rate for your certificate of deposit (CD) or individual retirement account (IRA), we work hard to bring you the best rates for your future planning.

Exclusive Offers on CD Rates1

Accurate as of Sunday, June 16, 2024
Get in touch or find a location to learn more and open your CD today.
Term Interest Rate Annual Percentage Yield (APY)
Term13 Month Interest Rate4.74% Annual Percentage Yield (APY)4.75%
Term25 Month Interest Rate4.25% Annual Percentage Yield (APY)4.25%

CD Rates1

Accurate as of Sunday, June 16, 2024
Get in touch or find a location to learn more and open your CD today.
Term Interest Rate Annual Percentage Yield (APY)
Term3 Month (90 Day) Interest Rate4.41% Annual Percentage Yield (APY)4.48%
Term6 Month (182 Day) Interest Rate4.44% Annual Percentage Yield (APY)4.49%
Term1 Year Interest Rate3.10% Annual Percentage Yield (APY)3.10%
Term2 Year Interest Rate2.75% Annual Percentage Yield (APY)2.75%
Term3 Year Interest Rate3.50% Annual Percentage Yield (APY)3.50%
Term4 Year Interest Rate3.25% Annual Percentage Yield (APY)3.25%
Term5 Year Interest Rate2.70% Annual Percentage Yield (APY)2.70%

 

Relationship CD Rates1

Accurate as of Sunday, June 16, 2024
A relationship CD is available for customers with a Benefit Interest Checking account. Get in touch or find a location to learn more and open your CD today.
Term Interest Rate Annual Percentage Yield (APY)
Term3 Month (90 Day) Interest Rate4.91% Annual Percentage Yield (APY)5.00%
Term6 Month (182 Day) Interest Rate4.94% Annual Percentage Yield (APY)5.00%
Term1 Year Interest Rate3.60% Annual Percentage Yield (APY)3.60%
Term2 Year Interest Rate3.25% Annual Percentage Yield (APY)3.25%
Term3 Year Interest Rate4.00% Annual Percentage Yield (APY)4.00%
Term4 Year Interest Rate3.75% Annual Percentage Yield (APY)3.75%
Term5 Year Interest Rate3.20% Annual Percentage Yield (APY)3.20%

IRA Rates1

Accurate as of Sunday, June 16, 2024
Get in touch or find a location to learn more and open your IRA certificate of deposit (CD) today.
Term1 Interest Rate Annual Percentage Yield (APY)
Term13 Month (90 Day) Interest Rate4.91% Annual Percentage Yield (APY)5.00%
Term16 Month (182 Day) Interest Rate4.94% Annual Percentage Yield (APY)5.00%
Term11 Year Interest Rate3.60% Annual Percentage Yield (APY)3.60%
Term12 Year Interest Rate3.25% Annual Percentage Yield (APY)3.25%
Term13 Year Interest Rate4.00% Annual Percentage Yield (APY)4.00%
Term14 Year Interest Rate3.75% Annual Percentage Yield (APY)3.75%
Term15 Year Interest Rate3.20% Annual Percentage Yield (APY)3.20%

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1 We're here to tell ya the minimum balance required to open an account and earn interest and APY is $1,000 for certificates of deposit (CDs) and $100 for individual retirement accounts (IRAs). Ope, an early withdrawal penalty may apply. Annual contribution limits apply for IRAs.