smiling woman looking at the horizon from her new RV purchased with Gate City Bank’s personal loans

Recreational Loans for Every Adventure.

You only live once. Whether you’re dreaming of a new boat, RV or ice house, make your move with rates as low as 6.99% APR.1

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Oh Hello, Happy Place!

  • Competitive rates = more road trips

    Get rolling with rates as low as 6.99% APR.1
  • Local loans

    No matter where you roam, our recreational loans are locally financed and serviced right here in North Dakota and Minnesota.
  • Digital signing options

    Can't meet in person? Signing from virtually anywhere is a breeze with any of our personal loans.
  • Discounts with automatic payments

    By having a personal loan and checking account at Gate City Bank, you may qualify for a 1% discount.

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silver-haired biker at sunset in ND, unbuckling his helmet after riding a chopper thanks to a Gate City Bank motorcycle loan

Motorcycle Loans and More for the Open Road.

Have something else in mind? From motorcycles to jet skis to snowmobiles, our local loans make it easy to grab the keys.

woman in a sunhat relaxing in her hammock while trying out Gate City Bank’s personal loan calculator on her laptop

Take the Numbers for a Test Drive.

You can even estimate your monthly payment with our personal loan calculator for cars, boats, RVs and more.

1 New boat, ice house and RV loans available with rates as low as 6.99% APR (annual percentage rate). Other terms and conditions may apply, and rates are subject to change.