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smiling woman looking at the horizon from her new RV purchased with Gate City Bank’s personal loans

Recreational Loans for Every Adventure.

You only live once. Whether you’re dreaming of a new boat, RV or ice house, make your move with rates as low as 6.49% APR.1

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couple with a golden retriever beside their new RV, purchased with a Gate City Bank personal loan in Fargo, ND

Choose Your Own Path.

  • RV Loans

    Campers. Motorhomes. RVs. Trailers. Whatever your pleasure, we'll make it simple to get moving.

  • Boat Loans

    From fishing boats to pontoons to sport boats, it's the perfect time to dip your toes in the water with a free pre-approval.

  • Ice House Loans

    Put your stress on ice with the easiest loans around. Apply online in minutes, or talk with a lender near you.

Oh Hello, Happy Place!

  • Competitive rates = more road trips

    Get rolling with rates as low as 6.49% APR.1

  • Local loans

    No matter where you roam, our recreational loans are locally financed and serviced right here in North Dakota and Minnesota.

  • Digital signing options

    Can't meet in person? Signing from virtually anywhere is a breeze with any of our personal loans.

  • Discounts with automatic payments

    By having a personal loan and checking account at Gate City Bank, you may qualify for a 1% discount.

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silver-haired biker at sunset in ND, unbuckling his helmet after riding a chopper thanks to a Gate City Bank motorcycle loan

Motorcycle Loans and More for the Open Road.

Have something else in mind? From motorcycles to jet skis to snowmobiles, our local loans make it easy to grab the keys.

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woman in a sunhat relaxing in her hammock while trying out Gate City Bank’s personal loan calculator on her laptop

Take the Numbers for a Test Drive.

You can even estimate your monthly payment with our personal loan calculator for cars, boats, RVs and more.

Try Calculator

1 Rates as low as 6.49% APR (annual percentage rate) for loan terms up to 60 months with an automatic payment plan using a Gate City Bank checking account. Qualifications for advertised APR include a minimum credit score of 760, LTV (loan-to-value) of 80% or less and 60-month loan term. Offer not valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $30,000 boat loan with a 6.31% interest rate for 60 monthly payments of $586.85 will have a 6.49% APR.

Personal Loans. Personalized Service.

Competitive rates. Local financing. Flexible terms. Whatever you have in mind,
our lenders will be happy to help find the right loan for you!

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