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We make boat financing super easy with:
Prefer to trade a few fish stories first? Pick up the phone to tell us about a new boat or ice house that’s catching your eye, or stop by any convenient location. We’d love to help!
Start today by calculating your loan payment. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.
1 Rates as low as 6.49% APR (annual percentage rate) for loan terms up to 60 months with an automatic payment plan using a Gate City Bank checking account. Qualifications for advertised APR include a minimum credit score of 760, LTV (loan-to-value) of 80% or less and 60-month loan term. Offer not valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $30,000 boat loan with a 6.31% interest rate for 60 monthly payments of $586.85 will have a 6.49% APR.
2 Offer available on applications received January 13 – April 30, 2025. New boat, ice house and RV purchase loans with no payments for the first 120 days. Interest will accrue during the 120-day period. Other terms and conditions may apply.
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