put stress on ice with an easy ice house loan at gate city bank

Reel in Better Ice House Loans

Take advantage of the easiest ice house loans around, and catch your limit with excellent service and an incredibly simple process!

Apply Now

happy boy in parka holding up his prize catch while ice fishing

0 Payments for 120 Days.1

Start picturing those weekends at the lake with no payments for 120 days, only for a limited time!

Catch the Deal

You’ll Bite? Good!

With perks like these, you’ll be set up to tackle the entire season from the comfort of your cozy ice house:

  • Bait Your Hook

    Contact a lender to learn how much you could save with our competitive rates!
  • Drop Your Line Anywhere

    100% of our ice house loans are approved, financed and serviced locally. Wherever you drop your line in North Dakota or central Minnesota, our convenient locations are always here to help.
  • Catch Simple Pre-Approvals

    They’re fast and free. Reach out to a knowledgeable lender to start your pre-approval today.
  • Stay Digital, My Friend

    We’ll meet you where the fish are! By offering convenient digital options to serve you, we won’t bog you down with in-person meetings…unless you want us to. Touch base with our lenders anytime.

Put stress on ice and warm up with an easy ice house loan today!

Apply Now

consider more flexibility and low interest rates with a classic line of credit

Options to Keep You Moving.

A classic line of credit is a flexible way to access money as needed. You’ll enjoy lower rates to keep you on the move!

our experienced lenders look forward to assisting you with your boat loan

Your Biggest Catch is Waiting.

Spend less time fishing for great rates (We’ve already got you covered!) and more time out on the lake. Let’s get you to the right place and make sure things are trolling along.

Calculate Your Savings.

Start today by calculating your loan payment. Repayment of a loan requires that the borrower make a monthly payment to the lender. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.

1 Offer available on applications received January 16 – April 30, 2023. New boat, ice house and RV purchase loans available with rates as low as 6.04% APR (annual percentage rate) and no payment for the first 120 days. Interest will accrue during the 120 days period. Other terms and conditions may apply. Rates are subject to change.