silver-haired biker at sunset in ND, unbuckling his helmet after riding a chopper thanks to a Gate City Bank motorcycle loan

Motorcycle Loans and 
More Sweet Rides.

Freedom. Flexibility. Fun vibes. No matter why you ride, we make it easy to fuel your passions with local financing – right down the road.

Apply Now

Finance Your Fun.

and Sports Bikes

Snowmobiles, Jet Skis
and Personal Watercraft

ATVs, Side by Sides
and More

two girls laughing on a ND country road beside their motorcycles purchased with Gate City Bank loans

Motorcycle Loans
for the Open Road.

We know your bike isn’t just a machine. It’s a mindset. With rates as low as 8.15% APR1, we're ready when you are to finance your next motorcycle!

Let's Roll

Ride Hard. Breathe Easy.

  • Local with competitive rates

    Locally approved. Locally financed. Make us your first stop, right here in North Dakota and Minnesota.

  • Convenient digital signing options

    Can’t meet in person? It’s safe and secure to sign digitally in seconds.

  • Discount with automatic payments

    If you have a checking account at Gate City Bank, you may even qualify for a 1% discount – just by setting up automatic payments.

Get Pre-Approved

Laughing couple wearing sunglasses and riding a quad in the summertime, dusting up gravel on western ND trails

More Online and Off Road.

ATVs. Snowmobiles. Jet skis. Side by sides. From hitting the lakes to four-wheeling on the back forty, let’s jump on your next adventure.

Apply in Minutes
Relaxed young man in an olive t-shirt, sitting on his new bike thanks to Gate City Bank motorcycle loans in Fargo, ND

Test Drive the Numbers.

Not quite sure where to start? From motorcycles to jet skis, estimate your monthly payment for wherever the wind takes you.

Try Calculator

1 Motorcycle loans available with rates as low as 8.15% APR (annual percentage rate). Other terms and conditions may apply, and rates are subject to change.