Current Rates: Checking and Savings Accounts

Earning the best rates for your checking and savings accounts keeps you (and your dollars) growing. Check out our current rates – and if you’re waiting for that sign to open your new account with us…this is it!

 

 

Checking Account Rates1

Accurate as of Monday, February 6, 2023
Earning interest with your checking account is simple! You won’t want to miss out on the most competitive rates around.
Account Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
AccountBenefit Interest Checking Interest Rate0.01% Annual Percentage Yield (APY)0.01% Minimum to Open$50 Minimum to Earn APY$0.01
AccountPremium Interest Checking – Tier 1 Interest Rate0.10% Annual Percentage Yield (APY)0.10% Minimum to Open$50 Minimum to Earn APY$0.01 - $2,499.99
AccountPremium Interest Checking – Tier 2 Interest Rate0.20% Annual Percentage Yield (APY)0.20% Minimum to Open$50 Minimum to Earn APY$2,500+

Savings Account Rates1

Accurate as of Monday, February 6, 2023
Our interest-earning savings account options are key to preparing for your future. Put your hard-earned dollars to work for you!
Account Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
AccountSavings Interest Rate0.10% Annual Percentage Yield (APY)0.10% Minimum to Open$50 Minimum to Earn APY$200
AccountRelationship Savings Interest Rate0.15% Annual Percentage Yield (APY)0.15% Minimum to Open$50 Minimum to Earn APY$100

Minor Savings Account Rates1

Accurate as of Monday, February 6, 2023
Contact us or stop by one of our convenient locations and start saving for the future today!
Interest Rate Annual Percentage Yield (APY)
Interest Rate0.15% Annual Percentage Yield (APY)0.15%

Money Market Savings Account Rates1

Accurate as of Monday, February 6, 2023
With our money market accounts, we bring the competitive interest rates and you earn on your dollars. Like peanut butter and jelly, we go together perfectly.
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.35% Annual Percentage Yield (APY)0.35% Minimum to Open$500 Minimum to Earn APY$500 - $24,999.99
Interest Rate0.40% Annual Percentage Yield (APY)0.40% Minimum to Open$500 Minimum to Earn APY$25,000 - $99,999.99
Interest Rate0.60% Annual Percentage Yield (APY)0.60% Minimum to Open$500 Minimum to Earn APY$100,000 - $249,999.99
Interest Rate1.00% Annual Percentage Yield (APY)1.00% Minimum to Open$500 Minimum to Earn APY$250,000 - $499,999.99
Interest Rate1.50% Annual Percentage Yield (APY)1.51% Minimum to Open$500 Minimum to Earn APY$500,000 - $999,999.99
Interest Rate1.90% Annual Percentage Yield (APY)1.92% Minimum to Open$500 Minimum to Earn APY$1,000,000+

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1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.