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More interest. More perks. Let your dollars do the work with a high interest checking account, featuring our best rates, free ATMs, debit card rewards and more.
Getting rewarded has never been easier! With our Premium Interest Checking account, earn a higher interest rate when you maintain a daily balance of $2,500 or more. Plus, enjoy all kinds of perks personalized just for you, such as debit card rewards, custom debit cards and more.
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate0.10% | Annual Percentage Yield (APY)0.10% | Minimum Balance to Open$50 | Minimum to Earn APY$0.01 - $2,499.99 |
| Interest Rate0.20% | Annual Percentage Yield (APY)0.20% | Minimum Balance to Open$50 | Minimum to Earn APY$2,500+ |
| Features | Totally Free2 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | |
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
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| Free ATMs Anywhere |
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| Debit Card Rewards |
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| Free Custom Debit Card Designs |
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| Free Checks |
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| Early Paydays3 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
Save big. Breathe easy. Put your savings to work with our high yield savings account, featuring our best interest rates with no monthly fees.
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
Whether it’s saving for college, financial investments, retirement or anything in between, easily plan for your future with the helpful advisors at Gate City Investment Services!
With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See fee schedule for details.
2 No maintenance or activity fees. Other fees, including overdraft fees, may apply. See fee schedule for details.
3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
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