Payday Your Way

When you set up direct deposit with any of our checking accounts, you could receive your paycheck up to two days early!1 You can get paid faster, which helps you spend less time worrying about depositing checks and more time enjoying the fruits of your labor.

Open Account

Loving the idea of Payday Your Way, but not sure where to start? That's the best part! With Payday Your Way, all you need is a Gate City Bank checking account set up with direct deposit. Then, we'll do the rest.

  • No cost

  • No enrollment

  • No catch whatsoever

But Wait, There’s More!

FREE ATMs

Anytime, anywhere – worldwide.

Convenient Mobile App

Easily manage money online and on the go!

Send Money with Zelle®

It’s fast, safe and easy.

Financial Education

Access countless resources designed to help strengthen your finances.

payday your way is simple

How It Works (In a Nutshell)

On the day we receive a deposit notice from your employer or other payer, we’ll work to make your funds available to spend the same day – up to two days earlier than your scheduled payday!1

You can even track the deposit and available funds with our Gate City Bank mobile app!

Payday Your Way FAQs

If you have questions, please contact us and a team member will be happy to help you!

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.

Message Us

Send questions and feedback.

Call Us

800-423-3344

Visit Us

Find a location near you.

1 Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.