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What's better than an interest-bearing checking account with competitive rates, along with other benefits? Answer: Being overjoyed with our bank and your new account.
Benefit Interest Checking is within your grasp as long as you have a direct deposit or an external recurring automatic payment, as well as any two of the following: debit card, mortgage loan, personal loan, money market savings account, regular savings account or certificate of deposit (CD).
Once you open a Benefit Interest Checking account with us, you’ll automatically qualify for an additional perk! Say hello to our premium relationship CD rate.
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate0.01% | Annual Percentage Yield (APY)0.01% | Minimum Balance to Open$50 | Minimum to Earn APY$0.01 |
| Features | Totally FREE2 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | |
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
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| FREE ATMs Anywhere |
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| Debit Card Rewards |
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| FREE Custom Debit Card Designs |
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| FREE Checks |
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| Early Paydays3 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
Did you know that Gate City Bank’s certificate of deposit (CD) options are safe, secure, insured and offer better interest rates?
Working toward a financially secure future? Our IRA accounts can help you save to be secure in retirement!
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.
2 No maintenance or activity fees. Other fees, including overdraft fees, may apply. See fee schedule for details.
3 Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.
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