Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards 
for Your True Colors.

Totally personalized. Totally you. From capturing your favorite memory to cheering on your home team, choose a custom design that’s as unique as you are.

Your Design. Your Way.

Upload your favorite photo, share your unique style or show off your personal brand. You can create your design in minutes, and it’s totally free!

Sample collage of 60+ school debit card designs available free from Gate City Bank

Show Your Spirit!

Cheer on your favorite team! We’ll donate $10 to the participating school of your choice. Stop by any of our convenient locations to get your card instantly, or order online anytime. See gallery with 60+ designs.

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Snapshot of happy blonde girl in sunglasses, sitting on a beach and smiling while holding a tropical smoothie

Share Your Favorite Snapshot.

That family vacation on the beach. Those first moments with your new baby. Or maybe that silly selfie with your beloved pet. Keep your favorite photo with you everywhere – right on your debit card!

Create My Custom Design
Laughing young barber shop owner, styling a gentleman’s hair in downtown Bismarck, ND

Brand Your Business With Style.

You can even boldly showcase an image of your business on your debit card, and maximize exposure with every swipe.

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Design Tips: Easy as 1-2-3!

Ready to create your own custom debit card? Here’s what you need to know:

  1. The right format

    Please upload your selected image in a JPG, BMP, GIF, PNG or TIF format.

  2. Minimum size

    For best quality, file sizes should be at least 50 KB and 840 x 840 pixels.

  3. Maximum capacity

    Keep in mind that image files can’t exceed 10 MB.

See Image Guidelines

Maybe You Need a Bit More Information.

Ordering your Gate City Bank debit card is easy! Here are the options:

You should expect to receive your card within 7-10 business days.

Depending on the order, you could receive it instantly!

Stop by one of our 45 convenient locations for an instant-issue debit card, which is available for our standard Gate City Bank card design and My School Spirit card designs.

You can also order a debit card via our online form or by calling our Customer Service Center at 701-293-2400 or 800-423-3344, Monday through Friday 7:30 a.m. to 8:30 p.m. and Saturday from 9:00 a.m. to 5:30 p.m. CT. Your debit card will typically be delivered by mail within 7-10 business days. Please contact us if your card does not show up in a timely manner, and we'll be happy to assist you.

To report your debit card as lost or stolen through online banking:

  • Log in to your online banking account and locate the option for “Control Debit Cards,” then click “Control Cards” to display your available debit cards.
  • Locate the appropriate card, then confirm the right debit card is selected by viewing the last four digits displayed.
  • Next, select the option to “Report Lost/Stolen Card” and select “Send” to notify us.

To report your lost or stolen debit card through the mobile app:

  • Log in to your online banking account and locate the option for “Debit Cards”, then click “Control Debit Cards” to display your available debit cards.
  • Swipe through the available debit cards as needed to locate the appropriate card, then confirm the right debit card is selected by viewing the last four digits displayed.
  • Next, select the option to “Report Lost/Stolen Card” and select “Send” to notify us.

Once we’ve been notified, we’ll close the appropriate debit card within one business day. After your debit card has been closed, you’ll receive a message from us with information on how to order your new card.

You may also get in touch with us at 701-293-2400 or 800-423-3344, or visit any location to report your debit card as lost or stolen.

With the My School Spirit debit card, there are multiple schools and designs to choose from! Check out our list of options.

Please review the following guidelines and helpful information when ordering your My Card Creation debit card.

Image Requirements:

  • An image in JPG, BMP, GIF, PNG or TIF format.
  • Minimum size: The file size should be at least 50 KB in size and at least 840 x 840 pixels.
  • Maximum size: Image files cannot exceed 10 MB.

Content Considerations:

Mastercard reserves the right to determine whether a submitted image will be accepted or rejected. All images submitted must have the consent of the owner, including those images downloaded from the internet. Images that contain any of the following will be rejected:

  • Trademarks, copyrighted materials, company names, logos, slogans, brands of any third party or any material that could infringe on copyright or trademark rights.
  • Celebrities, actors, musicians, professional athletes, politicians or public figures of any kind .
  • Cartoon characters or artwork that you’ve not created and/or don’t have permission from the copyright owner to use.
  • People conducting or involving themselves in criminal or illegal activities or otherwise inappropriate behavior.
  • Racial, political, religious or socially sensitive material.
  • Provocative, lewd or sexual content, including nude or semi-nude imagery.
  • Obscene, indecent or offensive material, including profanity or any other obscenities.
  • Phone numbers, addresses, account numbers, personal identification numbers (PINs) or URL addresses.
  • Any image we deem unacceptable to be associated with the Mastercard and/or Gate City Bank brand.

Note: Images that don’t meet the above guidelines will be rejected, and you’ll be notified via online banking message. From there, you are of course welcome to submit another image!

All debit cards from Gate City Bank now come equipped with an internal chip, which allows you to tap your card at any applicable terminal to make a payment. Typically, the terminal will beep once, confirming your payment has been accepted.

Note: In instances where retailers may not be equipped to accept Tap and Pay, you’ll still have the ability to insert the card’s chip or swipe the magnetic stripe.

Great news! Many big-box chains, grocery stores, gas stations and other establishments are now accepting Tap and Pay transactions! Just look for this contactless symbol:

Tap and Pay Symbol

The benefits abound! For one, you’ll find that tapping your debit card to pay is much faster than inserting or swiping your debit card. It’s also contactless, allowing you to simply hover the card above a terminal, listen for the beep and go about your day with your new purchase. Simple!

Absolutely! Your information is completely safe. Whenever the Tap and Pay option is used, your debit card’s number is replaced by a unique code, encrypting the transaction and ensuring security.

Not all previously issued Gate City Bank debit cards have the Tap and Pay functionality. If your debit card has the following symbol on the back side, you’re all set, and your current card has the Tap and Pay capabilities!

Tap and Pay Symbol

If not, please reorder your debit card today.

Smiling husband and wife looking at smartphone together, choosing the best checking accounts for them with Gate City Bank


With free ATMs, debit card rewards and other perks, our checking accounts are perfect for any lifestyle. Compare options to find the right one for you!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

happy young couple holds phones on a sunny day while enjoying debit card controls

Debit Card Controls

Enjoy more peace of mind with your Gate City Bank debit card! If your card becomes lost, stolen or misplaced, freeze it instantly with your mobile app or online banking.

Two young women ordering a new Gate City Bank custom debit card while looking at design options together on mobile

Order a Debit Card

It’s easy to get your debit card – now with tap and pay! Choose from a wide variety of designs online, or stop by any of our locations to get your debit card instantly.