Anytime. Anywhere! Download our mobile app today, and enjoy convenient banking wherever you go!

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On Board for Better Debit Card Rewards

Travel. Restaurants. A new long board. However you roll, it’s easy to earn points on every purchase with your Gate City Bank debit card. Redeem your points for gift cards, cash back, airfare and more!

Enroll Now

Everyday Purchases and All the Rewards.

Simply sign up for uChoose Rewards® and use your Gate City Bank debit card to earn 1 point for every $2 you spend – anytime, anywhere. Then, redeem your points by choosing from thousands of different rewards! We’ll even gift you 1,000 points1 to help you get started. Super rad, dude!

Pro Tip:

Your points will be awarded on the first business day of every month, and you can check your balance (or spend your points) anytime.

Have Questions About Enrolling in Debit Card Rewards? We Have Answers!

This free rewards program allows you to earn points every time you use your Gate City Bank debit card. Simply enroll to start earning points, then redeem those points for thousands of different options! Check out the virtual catalog to start creating your wishlist.

It’s easy! Simply visit to enroll and begin using your Gate City Bank debit card to earn points on all in-store and online purchases. (Psst. Want to take a peek at reward options before you commit? Check out the uChoose Rewards online catalog – and then enroll today!)

Great news! You can earn points for all in-store and online purchases made with your Gate City Bank debit card. The only places points are not earned are ATM withdrawals and person-to-person (P2P) transfers, such as with Cash App, Venmo and Zelle.®

You sure can! When you are the owner, all Gate City Bank debit cards connected to one account automatically earn points. Plus, you can link multiple accounts together to earn rewards faster.

Simply click on your profile and select “Link Account” to add another Gate City Bank debit card to your uChoose Rewards® account.

Points earned throughout the current month will become available the first business day of the following month. You can view your point activity in your uChoose Rewards® account under the “My Rewards” tab anytime. Simply search by account or month to see what you’ve earned. Check your balance now!

You can easily view your debit card reward points activity anytime! Simply log in to your uChoose Rewards® account and select the “My Rewards” tab, then search by account or month to see what you’ve earned.

When enrolling in uChoose Rewards, the password requirements are to include eight or more characters, an uppercase letter, a lowercase letter, a number and a special character (such as !@#$%^&*_-(){}[]).

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Checking Accounts Made Simple.

Whether you’re opening your first checking account or looking for a more niched option, we offer a variety of accounts to fit any lifestyle.

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Fraud Protection to Write Home About.

Your security is paramount, which is why we take proactive steps to protect you from fraud, scams and identity theft.

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Custom Debit Cards

Who doesn’t love a free custom debit card?! Support your school with a My School Spirit card, and we’ll donate $10 to the school with every card ordered. Cherish special moments by easily uploading an image that hits close to home. Showcase a great photo you captured of your business. Simply order online or stop by any Gate City Bank location.

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Debit Card Controls

Enjoy greater peace of mind with your Gate City Bank debit card! In the event your personal card ever becomes lost, stolen or misplaced, you can easily use our debit card controls to freeze it – all from the convenience of our mobile app or online banking. You can also set spending limits, monitor card activity and receive transaction alerts.

Order a Debit Card

Order your free Gate City Bank debit card in just a few easy steps! Now with Tap & Pay, enjoy all the benefits of your new card, from excellent rewards to user-friendly controls to customized design options and more. To receive a card in minutes, simply visit one of our 44 convenient locations.

1 Points are awarded one per checking account and will appear the first business day of the month after enrollment. Points aren’t earned on ATM transactions or some person-to-person payments.