Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards
Wherever You Go.

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Enroll Now

Everyday Purchases and All the Rewards.

Simply sign up for uChoose Rewards® and use your Gate City Bank debit card to earn 1 point for every $2 you spend – anytime, anywhere. Then redeem your points by choosing from thousands of different rewards. You’ll even receive 1,000 points1 as a welcome gift!

Pro Tip:

Your points will be awarded on the first business day of every month, and you can check your balance (or spend your points) anytime.

Have Questions About Debit Card Rewards? We Have Answers!

This free rewards program allows you to earn points every time you use your Gate City Bank debit card. Simply enroll to start earning points, then redeem those points for thousands of different options! Check out the virtual catalog to start creating your wishlist.

It’s easy! Simply visit to enroll and begin using your Gate City Bank debit card to earn points on all in-store and online purchases. (Psst. Want to take a peek at reward options before you commit? Check out the uChoose Rewards online catalog – and then enroll today!)

Great news! You can earn points for all in-store and online purchases made with your Gate City Bank debit card. The only places points are not earned are ATM withdrawals and person-to-person (P2P) transfers, such as with Cash App, Venmo and Zelle.®

You sure can! When you are the owner, all Gate City Bank debit cards connected to one account automatically earn points. Plus, you can link multiple accounts together to earn rewards faster.

Simply click on your profile and select “Link Account” to add another Gate City Bank debit card to your uChoose Rewards® account.

Points earned throughout the current month will become available the first business day of the following month. You can view your point activity in your uChoose Rewards® account under the “My Rewards” tab anytime. Simply search by account or month to see what you’ve earned. Check your balance now!

You can easily view your debit card reward points activity anytime! Simply log in to your uChoose Rewards® account and select the “My Rewards” tab, then search by account or month to see what you’ve earned.

When enrolling in uChoose Rewards, the password requirements are to include eight or more characters, an uppercase letter, a lowercase letter, a number and a special character (such as !@#$%^&*_-(){}[]).

There’s no limit on the number of points you can earn each year, and you have three years to use your points before they expire! Please note that select rewards may be limited to ages 18 and older. For complete details, see uChoose Rewards Terms & Conditions.

happy couple looking at phone and enjoying better checking with Gate City Bank

Checking Accounts Made Simple.

Whether you’re opening your first checking account or looking for a more niched option, we offer a variety of accounts to fit any lifestyle.

happy professional young man walks while looking at phone

Fraud Protection to Write Home About.

Your security is paramount, which is why we take proactive steps to protect you from fraud, scams and identity theft.

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

happy young couple holds phones on a sunny day while enjoying debit card controls

Debit Card Controls

Enjoy more peace of mind with your Gate City Bank debit card! If your card becomes lost, stolen or misplaced, freeze it instantly with your mobile app or online banking.

Two young women ordering a new Gate City Bank custom debit card while looking at design options together on mobile

Order a Debit Card

It’s easy to get your debit card – now with tap and pay! Choose from a wide variety of designs online, or stop by any of our locations to get your debit card instantly.

1 Points are awarded one per checking account and will appear the first business day of the month after enrollment. Points aren’t earned on ATM transactions or some person-to-person payments. Select rewards may be limited to ages 18 and older. See uChoose Rewards Terms & Conditions for complete details.