Group of young friends sitting on bleachers in sunny Fargo, ND, opening new Gate City Bank checking accounts via mobile

$100 for You and Your Friends!1

Two days only! Get $1001 when you refer a friend or open a checking account with us for the first time, exclusively August 13‑14.

Open My Account

Curly-haired young woman kissing her terrier and taking a selfie outside her nearest Gate City Bank

Free $1001 for New Customers.

It’s yours when you open a checking account with us for the first time – only Wednesday, August 13 and Thursday, August 14!

Come on in, give us a call or open your personal account online. It only takes 10 minutes or less.

Get My $100
Small business owner smiling while using online banking for his business in downtown Fargo, ND

Free $1001 for Businesses.

Receive $1001 when you open a new business checking account August 13-14, too! Choose from simple, nonprofit or complete options for your growing business.

Call 701-293-2400, or stop into any convenient location near you!

Find My Nearest Location
Five happy teens with arms around each other, getting ready to open student banking accounts

Free $1001 for Friends.

Already have a checking account with us?

Tell a friend, and you'll BOTH receive $1001 when they open a new account August 13-14. There’s no limit, so tell as many friends and co-workers as you’d like.

Share With a Friend

Two millennial women laughing over coffee, earning points at a local café thanks to Gate City Bank debit card rewards

And So Much More.

When it comes to the benefits of better banking, we’re just getting started!

  • Free ATMs2
  • Early paydays3
  • Debit card rewards
  • Easy mobile banking and more
See More Perks

1 Offer valid August 13-14, 2025. Not valid with other checking offers. Customer must be a first-time Gate City Bank checking customer and at least 10 years of age. $100 will be deposited into qualifying accounts by October 14, 2025; recipients will receive a 1099-INT or 1042-S form. Account must be open and maintain a positive balance to receive the credit. $50 minimum deposit to open, and $100 bonus does not count toward minimum deposit. Gate City Bank reserves the right to decline opening an account based on account opening criteria, type of referral source or applications opened outside of North Dakota and Minnesota.

2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.

3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.