The headquarters for Gate City Bank, named to Money’s list of best Midwest banks and credit unions, in downtown Fargo, ND

Gate City Bank Named One of the Best Midwest Banks.

Gate City Bank has been named among Money’s best banks and credit unions in the Midwest for 2026.

After researching 300 financial institutions nationwide, Money – a financial news website – listed Gate City Bank in their top five Midwest banks and credit unions based on offerings, fees and customer service.

Gate City specifically stood out as best for CDs.

“Where Gate City separates itself from other Midwest banks is with its CDs, with terms ranging from three months to five years and APYs up to 3.80%,” wrote Jordan Chussler of Money. Read the full article here.

Certificates of deposit (CDs) can be a safe, simple way to save without the risks of stock market investing and with interest rates typically higher than savings accounts.

Open a CD Today!
Gate City Bank offers a variety of flexible CD terms with competitive rates. View current CD rates, terms and special offers. You can also compare two CDs to find out which is best for you using our handy CD comparison calculator.

To open a CD, you need a minimum of $1,000 and if you take your money out before your term is over, you may have to pay an early withdrawal fee. Up to $250,000 is safe, secure and insured by the FDIC.

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About Us

At Gate City Bank, we have a wonderful story to tell. It's aligned with our core purpose, focusing on investing in our customers, communities and team members. Learn more about us!

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Our People

At Gate City Bank, our customers, communities and team members inspire everything that we are – they’re our people. Learn more about them through heartwarming stories and testimonials!

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Philanthropic Giving

At Gate City Bank, giving back to the communities where we live and work is at the core of who we are. Learn about all the innovative ways we’re making a difference throughout North Dakota and central Minnesota.