Married couple on the couch in their West Fargo home, applying via mobile for the North Dakota Primary Residence Credit

ND Homeowners: How to Get the Primary Residence Credit in 2026.

If you live in North Dakota, you could be eligible for up to $1,600 toward what you owe in property taxes. Here’s how to make sure you get your tax credit.

North Dakota homeowners can now apply for the Primary Residence Credit (PRC). Newly expanded this year, the state property tax credit through the North Dakota Office of State Tax Commissioner helps qualifying homeowners save up to $1,600 on property taxes.

What You Need to Know About the ND Primary Residence Credit:

To be eligible, you must own a home in North Dakota and live in it as your main residence.
This can include a house, mobile home, town home, duplex, condo or homes held in a trust.
There are no age restrictions or income limitations.
Each household can claim one credit, no matter how many taxpayers live in the home.
If you own more than one home, you cannot claim more than one primary residence.
Since the tax credit cannot be more than what you owe in property taxes, the credit you receive may be less than the maximum of $1,600.
The application window is January 1 – April 1, 2026.

How to Apply:

Submit an online application at tax.nd.gov/prc by April 1. Once your application is approved, you’ll see a credit on your property tax statement. The application process is online only, so if you can’t apply online, call 701-328-7988 or 1-877-649-0112 for help.

Additional Property Tax Credits
While you can only apply for one Primary Residence Credit, you may also be eligible for other property tax credits, including the Homestead Property Tax Credit, which is based on age, disability and income, and the Disabled Veterans Property Tax Credit, which is available to U.S. Armed Forces veterans with a disability of 50% or more.

Want more helpful hints from the #1 mortgage lender in North Dakota? Check out our homeownership education articles!