Preferred Perks Checking Offers Benefits Beyond Banking.

Preferred Perks Checking¹ Includes Financial, Health and Identity Monitoring Features.

We have launched Preferred Perks Checking, a new type of account that not only offers the great benefits Gate City Bank is known for – like ATM fee refunds, a free welcome gift and paydays up to two days early² – but also includes features such as telehealth³ with no co-pays*, 24/7 veterinarian support⁴ and identity theft monitoring⁵!

For a monthly service charge of $4.95, which is waived with an average daily balance of $5,000, Preferred Perks Checking includes benefits focused on financial wellness, security and convenience.

“Preferred Perks Checking brings together the banking features our customers value most with additional benefits that help support everyday life,” said Kim Settel, Gate City Bank Executive Vice President and Chief Retail Banking Officer. “From identity monitoring and credit insights to telehealth access and pet care support, this account offers useful tools and resources in one convenient package.”

One of the biggest benefits of the new Preferred Perks checking account is access to IDProtect®, an identity theft monitoring and resolution service that includes:

• Identity theft expense reimbursement coverage⁶
• Comprehensive identity theft resolution services
• Identity monitoring across more than 1,000 databases*
• Daily credit file monitoring and alerts*
• Credit reports, scores⁷ and credit tracking tools⁸
• Dark web monitoring*
• CyberRecover™ support for online fraud, ransomware and other cyber incidents
• High-risk transaction monitoring with email and optional text alerts*

Here for You, Your Family and Your Pets.

Preferred Perks Checking also provides access to health and wellness benefits, including telehealth, offering 24/7 video or phone visits with U.S.-based licensed physicians and mental health care professionals with no copays, as well as health discount savings* on vision, prescription and dental services.

Brian Billings, Gate City Bank Assistant Vice President and Personal Lender in Fergus Falls, Minn., used the account to save nearly half the cost of LASIK surgery.

“I will forever be grateful for this product and what it’s helped me take back,” he said. “Everything is brighter and clearer. Instantly being able to see in the morning is a gift I’d forgotten was a possibility. If I didn’t have Preferred Perks Checking, I wouldn’t have had the opportunity to take back my sight.”

Billings explained that the Preferred Perks process was easy and painless.

"I called the LASIK number provided, they set up my appointment, and all I needed to do was arrive,” he noted. “Preferred Perks Checking has given me a gift I will never forget. It also gives me a safety net, knowing my identity is safe. With all these amazing perks easily accessible within my online banking and mobile app, it truly feels like a one-stop shop.”

Through eVets, customers can access virtual pet care services from licensed veterinarians through live chat, phone or video consultation.* The service also includes prescription discounts and access to a dedicated point of contact for coordinating vet care, advice and resources.

For Natalie Degenstein, Gate City Bank Customer Service & Sales Supervisor in Minot, N.D., that service was especially useful when her dog, Hank, had a rash. Minot only has one vet clinic, which is often fully booked.

“I was able to use eVets for free and saved money and time when my dog needed to be seen by a vet,” Degenstein said. “We were able to video chat with a vet who took care of my dog all from the comfort of my couch.”