No Payments for Up to 120 Days*

Get ready for sweet summertime! Experience up to 120 days with no payments* on a loan for your new boat or RV, and take advantage of competitive rates as low as 4.51% APR.*
Getting started is easy with fast and FREE pre-approvals, a no-hassle online application and local decision making. Visit with our expert personal lending team or apply online – and then get ready to enjoy your home away from home!

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Not in the market for a boat or RV? Play a round with the perfect golf cart, or hit the open road with a new motorcycle!

*Offer available through April 30, 2021. Rates as low as 4.51% APR (annual percentage rate) available with a 60-month or less term, with an automatic payment plan using a Gate City Bank checking account. To qualify for 120 days with deferred payments, loan-to-value must be at 90% or less on a purchase loan. Current loan qualifications apply. Other terms and conditions may apply. Offer not valid on refinanced loans or Gate City Bank lines of credit. This deferred payment program may be terminated at any time without notice. Interest will accrue during the no payment period. Loan protection insurance products purchased with the loan expire on the original maturity date. Terms and rates subject to change. Loan payment example: A $25,000 recreational loan at a 4.33% interest rate for 60 monthly payments of $464.15 will have a 4.51% APR.