Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

happy woman with glasses pays for coffee with her debit card using merchant services

Better Merchant Services = Better Business

As a business owner, you have plenty of things to think about in your day-to-day. Customer payment logistics shouldn’t be one of them! Our merchant services are customizable, cost-effective and convenient – letting you focus on growing your unique venture.

Simple Payments Are Our Business.

When it comes to ensuring seamless customer payments for your business, leave the heavy lifting to us. Our knowledgeable treasury management consultants have your back, helping you meet customers where they are.

A team will help set you up with convenient point-of-sale terminals, mobile and cloud processing, deposit tracking and transaction insights. We also offer multiple payment methods, including: Apple Pay, Samsung Pay, Google Pay, American Express®, Discover®, Mastercard® and Visa®.

Whether you’re operating onsite, on the go or online, we’ll make sure you’re taken care of with:

  • Terminals with wireless, Bluetooth and tap-and-pay capabilities

  • Local representation and servicing

  • Gateways and virtual terminals

  • Gift card and loyalty programs

Reach out to one of our knowledgeable treasury management consultants to get started!

Have More Questions About Merchant Services? We Can Help!

Merchant services, often identified as credit card processing, have to do with the handling of electronic payment transactions for business customers.

Through our partnership with Fiserv, there are multiple merchant service solutions available for business customers:

  • Gateways and virtual terminals
  • EMV countertop terminals
  • POS systems
  • Mobile card processing
  • Internet processing
  • Petroleum/fleet card solutions
  • Gift card/loyalty programs
  • Electronic benefit transfer (EBT)

Business customers can accept credit card and debit card payments for products and services using:

  • Mastercard
  • Visa
  • American Express
  • Discover
  • JCB
  • Debit
  • Fleet/Voyager
  • Gift Cards
  • Prepaid for business

Business customers who take advantage of our merchant services can expect top-notch support in multiple areas, including:

  • The application process
  • Purchasing new equipment
  • Reprogramming existing equipment
  • Training
  • Technical Support

We Offer Countless Business Resources to Help You Grow.

coffee shop owner holding cup and working on his laptop

Service That’s Just Better.

You offer a specialized service to your customers – it’s only fair that we provide you with a one-of-a-kind banking experience! Enjoy better business banking with the best customer service around.

arts business owner holding a crafted cup and looking at her computer

Mind Your Business.

As a business owner, expanding your knowledge and learning tricks of the trade are key to your success. Our financial education library is robust, geared at keeping you – and your business – growing.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

happy woman business owner sits on edge of desk in brightly lit office after enjoying remote deposit capture services from Gate City Bank

Remote Deposit Capture

As a business owner, say goodbye to the inconvenience of hauling your paper checks to the bank. With remote deposit capture, Gate City Bank gives you the ability to deposit your checks electronically from your business location, saving time and increasing cash flow!

happy male business owner with tablet near shelves enjoys benefits of ACH Origination

Get Down to Business With ACH Origination

Say goodbye to cumbersome transactions for your business. Whether it’s initiating direct deposits for employees and vendors, accepting customer payments or anything in between, our efficient ACH origination service will improve your cash flow by simplifying routine payables and receivables.

© 2022 Clover Network, LLC. The Clover name, logo and related trademarks are owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Merchant services are provided by are provided by Clover affiliate First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.