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businesswoman in glasses and tan blazer in downtown Fargo, ND, checking her money market savings account balance on her phone

In the Market for Higher Interest Savings? Welcome.

Put your hard-earned money to work with our business money market savings account! It’s perfect for business owners who are willing to maintain a slightly higher minimum balance in exchange for a higher interest rate – keeping you grinding, and our interest rates supporting your hustle.

Finally, a Business Savings Account to Reward Your Hustle.

You’ve built a successful business, and your profits are steadily growing. Why not let that hard-earned cash earn you a higher interest rate? With our business money market savings account, you can make more simply by depositing more. Specifically, you'll enjoy:

  • A low opening balance of only $500

  • Convenient digital account access

  • Simple depositing, transferring and withdrawing options

The more you save, the more you’ll earn! Watch your interest earnings grow as you continue to grow your business’ success. (Psst. Want to earn an even higher interest rate with a business certificate of deposit?)

Business Money Market Savings Account Rates1

Accurate as of Tuesday, June 10, 2025
Contact a member of our business banking team or find a location to learn more and open your account today!
Contact Us
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.35% Annual Percentage Yield (APY)0.35% Minimum to Open$500 Minimum to Earn APY$500.00 - $24,999.99
Interest Rate0.50% Annual Percentage Yield (APY)0.50% Minimum to Open$500 Minimum to Earn APY$25,000.00 - $99,999.99
Interest Rate1.00% Annual Percentage Yield (APY)1.00% Minimum to Open$500 Minimum to Earn APY$100,000.00 - $249,999.99
Interest Rate1.75% Annual Percentage Yield (APY)1.75% Minimum to Open$500 Minimum to Earn APY$250,000.00 - $499,999.99
Interest Rate2.50% Annual Percentage Yield (APY)2.50% Minimum to Open$500 Minimum to Earn APY$500,000.00 - $999,999.99
Interest Rate3.25% Annual Percentage Yield (APY)3.25% Minimum to Open$500 Minimum to Earn APY$1,000,000 +

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Help Me Choose
Features Business Savings Business Relationship Savings Business Money Market Savings Business High Yield Savings
Minimum to Open $50 $50 $500 $50,000
Minimum to Earn APY1 $200 $100 $500 None
ATM Access Available Not Included. Included. Included. Not Included.
Higher Interest Rates Available Not Included. Not Included. Included. Included.
Account Details Account Details Account Details Account Details

  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details

  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details

  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details

  • Business High Yield Savings

    • Minimum to Open $50,000
    • Minimum to Earn APY1 None
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Included.
    • Account Details
“Gate City Bank has been really helpful and professional since our construction company opened a business account. The process has been easy, and they make us feel valued as a customer.”

Liv – Wahpeton, ND

“When I started a business, Gate City Bank went above and beyond for me. They’re easy to work with, which is why I have all my loans and accounts through them!”

Christopher – Dickinson, ND

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Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

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1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.

Bank Like a Boss.

Your business is unique. Your banking experience should be, too. We offer products and services tailored to your specific business needs, so you can do what you do best.

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