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Take Your Business Relationship Savings to the Max.

Making your hard-earned money work for you just got a lot easier. Say hello to a savings account that offers a competitive interest rate and low minimum balance!

Put More of Your Money Where it Matters Most.

As a hardworking business owner, you don’t need anything holding you back – especially high minimum balances. Each of Gate City Bank’s business savings accounts features a modest minimum balance, but our business relationship savings account ups the ante by lowering your account minimum even more. Take your business further with a minimum balance of only $100 to earn interest. Plus, you’ll enjoy:

  • Competitive interest rates

  • A low opening balance of only $50

  • Simple deposit, transfer and withdrawal process

Business Relationship Savings Rates1

Accurate as of Tuesday, June 10, 2025
Contact a member of our business banking team or find a location to learn more and open your account today!
Contact Us
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.15% Annual Percentage Yield (APY)0.15% Minimum to Open$50 Minimum to Earn APY$100

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Help Me Choose
Features Business Savings Business Relationship Savings Business Money Market Savings Business High Yield Savings
Minimum to Open $50 $50 $500 $50,000
Minimum to Earn APY1 $200 $100 $500 None
ATM Access Available Not Included. Included. Included. Not Included.
Higher Interest Rates Available Not Included. Not Included. Included. Included.
Account Details Account Details Account Details Account Details

  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details

  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details

  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details

  • Business High Yield Savings

    • Minimum to Open $50,000
    • Minimum to Earn APY1 None
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Included.
    • Account Details
“I was able to set up my business account over lunch. They made the process easy!”

Michael – Fargo, ND

“I have my home loan through Gate City Bank, as well as a couple of business accounts. I’ve been very pleased with my experience."

Aaron – West Fargo, ND

Interested in Some Helpful Business Banking Resources? Look No Further!

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

Get Started

Interested in Additional Business Offerings? We’ve got you!

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

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Business Checking

Small start-ups. Big enterprises. Local nonprofits. Our business checking accounts are customized to meet you – and your customers – wherever you are.

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Business Loans

You’ve worked hard to build your business into what it is today, and you’re always thinking about what’s ahead. From new equipment to expanding operations, we’re here to help your business grow.

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Treasury Management

Enhance security. Reduce fraud. Improve cash flow. Welcome to treasury management services, designed to keep your business moving forward.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.

Bank Like a Boss.

Your business is unique. Your banking experience should be, too. We offer products and services tailored to your specific business needs, so you can do what you do best.

Contact a Banker