happy male entrepreneur holds laptop outside and enjoys his business savings account

Growing Savings is Just Good Business

As a savvy businessperson, you’ve worked tooth and nail to transform your business into the success it is today. It’s time to make your hard-earned money work for you. Our business savings account means we’ll help you save it while you keep crushing it.

No Funny Business, Just Better Savings.

Introducing a savings option that’s uniquely designed to meet the needs of any venture. With our robust business savings account, you can enjoy a:

  • Competitive interest rate

  • Low opening balance of only $50

  • Modest minimum daily balance of $200

  • Simple deposit, transfer and withdrawal process

Business Savings Account Rates1

Accurate as of Tuesday, June 10, 2025
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.10% Annual Percentage Yield (APY)0.10% Minimum to Open$50 Minimum to Earn APY$200

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Features Business Savings Business Relationship Savings Business Money Market Savings Business High Yield Savings
Minimum to Open $50 $50 $500 $50,000
Minimum to Earn APY1 $200 $100 $500 None
ATM Access Available Not Included. Included. Included. Not Included.
Higher Interest Rates Available Not Included. Not Included. Included. Included.
Learn more. Account Details Account Details Account Details Account Details
  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details
  • Business High Yield Savings

    • Minimum to Open $50,000
    • Minimum to Earn APY1 None
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Included.
    • Account Details

Our Customers Simply Love Banking With Us.

“I’ve been a Gate City Bank customer for over 45 years. I have both business and personal accounts there. They’re so easy to work with!”

Darrin – Bismarck, ND

“I have my home loan through Gate City Bank, as well as a couple of business accounts. I’ve been very pleased with my experience."

Aaron – West Fargo, ND

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

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You’ve worked hard to build your business into what it is today, and you’re always thinking about what’s ahead. From new equipment to expanding operations, we’re here to help your business grow.

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Treasury Management

Enhance security. Reduce fraud. Improve cash flow. Welcome to treasury management services, designed to keep your business moving forward.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.