woman business owner looks at tablet and papers while enjoying benefits of business CD

Let’s Get Down to Business CDs

As a business owner, you’ve put blood, sweat and tears into your dream venture, taking it to places you’ve never imagined. Now it’s time to let us help you invest those hard-earned dollars where they can work just as hard for you.

Get Started

Capitalize on Your Hard-Earned Success.

By choosing our smart business CD option, you’ll automatically earn higher interest than you would with a traditional business savings account, all while enjoying a simple and straightforward way to keep your savings on the up and up. Opening an account is incredibly easy – and it comes with great perks like:

  • Competitive rates

  • Terms of three months to five years

  • FDIC insurance

Multiple Term Options With Competitive Interest Rates.

Exclusive Offers on CD Rates1

Accurate as of Friday, June 21, 2024
Get in touch or find a location to learn more and open your CD today.
Term Interest Rate Annual Percentage Yield (APY)
Term13 Month Interest Rate4.74% Annual Percentage Yield (APY)4.75%
Term25 Month Interest Rate4.25% Annual Percentage Yield (APY)4.25%


Business CD Rates1

Accurate as of Friday, June 21, 2024
Contact a member of our business banking team or find a location to learn more and open your business CD today!
Term Interest Rate Annual Percentage Yield (APY)
Term3 Month (90 Day) Interest Rate4.41% Annual Percentage Yield (APY)4.48%
Term6 Month (182 Day) Interest Rate4.44% Annual Percentage Yield (APY)4.49%
Term1 Year Interest Rate3.10% Annual Percentage Yield (APY)3.10%
Term2 Year Interest Rate2.75% Annual Percentage Yield (APY)2.75%
Term3 Year Interest Rate3.50% Annual Percentage Yield (APY)3.50%
Term4 Year Interest Rate3.25% Annual Percentage Yield (APY)3.25%
Term5 Year Interest Rate2.70% Annual Percentage Yield (APY)2.70%

Ready to grow your venture? Open a business CD account today!

Easily Compare CD Options in Seconds.

male business owner at desk with coffee and laptop reviewing his relationship CD with gate city bank

CDs to Corner Your Market.

With our business relationship certificate of deposit (CD), you earn a premium interest rate simply by having a business checking account with us and utilizing at least two other services.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Bank on Us to Serve You.

Your business is one of a kind and tailored to meet the needs of your customers. Your banking experience should be unique, as well! Enjoy better business banking with us.

arts business owner holding a crafted cup and looking at her computer

Mind Your Business.

As a business owner, expanding your knowledge and learning tricks of the trade are key to your success. Our financial education library is robust, geared at keeping you – and your business – growing.

1 Howdy! The minimum balance required to open an account and earn interest and APY is $1,000 for certificates of deposit (CDs). An early withdrawal penalty may apply.