happy woman sits at table with phone to enjoy business money market savings account

In the Market for Higher Interest Savings? Welcome.

Put your hard-earned money to work with our business money market savings account! It’s perfect for business owners who are willing to maintain a slightly higher minimum balance in exchange for a higher interest rate – keeping you grinding, and our interest rates supporting your hustle.

Finally, a Business Savings Account to Reward Your Hustle.

You’ve built a successful business, and your profits are steadily growing. Why not let that hard-earned cash earn you a higher interest rate? With our business money market savings account, you can make more simply by depositing more. Specifically, you'll enjoy:

  • A low opening balance of only $500

  • Convenient digital account access

  • Simple depositing, transferring and withdrawing options

The more you save, the more you’ll earn! Watch your interest earnings grow as you continue to grow your business’ success. (Psst. Want to earn an even higher interest rate with a business certificate of deposit?)

Business Money Market Savings Account Rates1

Accurate as of Thursday, February 2, 2023
Contact a member of our relationship banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.25% Annual Percentage Yield (APY)0.25% Minimum to Open$500 Minimum to Earn APY$500.00 - $24,999.99
Interest Rate0.40% Annual Percentage Yield (APY)0.40% Minimum to Open$500 Minimum to Earn APY$25,000.00 - $99,999.99
Interest Rate0.65% Annual Percentage Yield (APY)0.65% Minimum to Open$500 Minimum to Earn APY$100,000.00 - $249,999.99
Interest Rate0.90% Annual Percentage Yield (APY)0.90% Minimum to Open$500 Minimum to Earn APY$250,000.00 - $499,999.99
Interest Rate1.20% Annual Percentage Yield (APY)1.20% Minimum to Open$500 Minimum to Earn APY$500,000.00 - $999,999.99
Interest Rate1.40% Annual Percentage Yield (APY)1.40% Minimum to Open$500 Minimum to Earn APY$1,000,000 +

 

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Features Business Savings Business Relationship Savings Business Money Market Savings
Minimum to Open $50 $50 $500
Minimum to Earn APY1 $200 $100 $500
ATM Access Available Not Included. Included. Included.
Higher Interest Rates Available Not Included. Not Included. Included.
Learn more. Account Details Account Details Account Details
  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details
“Gate City Bank has been really helpful and professional since our construction company opened a business account. The process has been easy, and they make us feel valued as a customer.”

Liv – Wahpeton, ND

“When I started a business, Gate City Bank went above and beyond for me. They’re easy to work with, which is why I have all my loans and accounts through them!”

Christopher – Dickinson, ND

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

Interested in Our Other Innovative Business Offerings? We’ve got you!

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Business Services

We understand no two businesses are the same, which is why we offer a vast array of innovative solutions perfect for your unique venture. From cash management tools to loans and everything in between, our business services stand above the rest.

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Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

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Loans

You’ve worked tirelessly to build your business into what it is today, and being the smart entrepreneur you are, you’re always thinking about what’s ahead. Whether it’s expanding operations or financing crucial supplies, we’ll help your business grow.

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Cash Management

Navigating your business finances doesn’t have to be complicated! By simplifying cash flow and accounting with our better cash management services, you can spend more time focusing on what matters – your venture.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.