happy male entrepreneur holds laptop outside and enjoys his business savings account

Growing Savings is Just Good Business

As a savvy businessperson, you’ve worked tooth and nail to transform your business into the success it is today. It’s time to make your hard-earned money work for you. Our business savings account means we’ll help you save it while you keep crushing it.

No Funny Business, Just Better Savings.

Introducing a savings option that’s uniquely designed to meet the needs of any venture. With our robust business savings account, you can enjoy a:

  • Competitive interest rate

  • Low opening balance of only $50

  • Modest minimum daily balance of $200

  • Simple deposit, transfer and withdrawal process

Business Savings Account Rates1

Accurate as of Tuesday, February 7, 2023
Contact a member of our relationship banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.10% Annual Percentage Yield (APY)0.10% Minimum to Open$50 Minimum to Earn APY$200

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Features Business Savings Business Relationship Savings Business Money Market Savings
Minimum to Open $50 $50 $500
Minimum to Earn APY1 $200 $100 $500
ATM Access Available Not Included. Included. Included.
Higher Interest Rates Available Not Included. Not Included. Included.
Learn more. Account Details Account Details Account Details
  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details

Our Customers Simply Love Banking With Us.

“I’ve been a Gate City Bank customer for over 45 years. I have both business and personal accounts there. They’re so easy to work with!”

Darrin – Bismarck, ND

“I have my home loan through Gate City Bank, as well as a couple of business accounts. I’ve been very pleased with my experience."

Aaron – West Fargo, ND

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

We've Got More Business Offerings for You:

happy man takes notes and enjoys business services while talking on phone

Business Services

We understand no two businesses are the same, which is why we offer a vast array of innovative solutions perfect for your unique venture. From cash management tools to loans and everything in between, our business services stand above the rest.

young mother and daughter at kitchen table enjoy business checking accounts on laptop

Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Happy business loans customer.

Loans

You’ve worked tirelessly to build your business into what it is today, and being the smart entrepreneur you are, you’re always thinking about what’s ahead. Whether it’s expanding operations or financing crucial supplies, we’ll help your business grow.

a happy cash management business customer looks up from her phone

Cash Management

Navigating your business finances doesn’t have to be complicated! By simplifying cash flow and accounting with our better cash management services, you can spend more time focusing on what matters – your venture.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.